Brazos National Bank
Richwood, TX
IDRSSD: 863362
Total Assets
$31.83M
Latest filing
Total Deposits
$10.71M
Latest filing
Net Interest Margin
7.72%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Brazos National Bank
2300 Brazosport Blvd N
Richwood, TX 77531
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/02/1982FDIC Certificate 16754
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Brazos National Bank (Main) | 2300 Brazosport Blvd N | Richwood, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/02/1982 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77531 |
| State and County Number | 48039 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/02/1982 |
| Primary Insurance Agency | DIF |
| Website | www.brazosbank.com |
| Data Updated | 11/14/2025 |
| CERT | 24038 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $31.83M |
| Total Deposits | $10.71M |
| Total Liabilities | $15.86M |
| Total Equity Capital | $15.97M |
| Net Income | $298.00k |
| Net Loans and Leases | $22.41M |
| Assets Per Employee ($Millions) | $1.22M |
| Bank Premises and Fixed Assets | $2.49M |
| Cash and Balances due from Depository Institutions | $4.74M |
| Deposits Held in Domestic Offices | $10.71M |
Key Performance Ratios
| Return on Assets (ROA) | 3.74% |
| Return on Equity (ROE) | 7.54% |
| Net Interest Margin | 7.72% |
| Efficiency Ratio | 90.14% |
| Tier 1 Risk-Based Capital Ratio | 83.712% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -1.93% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 50.168% |
| Earning Assets to total Assets | 84.06% |
Income and Expense
| Total Interest Income | $518.00k |
| Total Noninterest Income | $943.00k |
| Total Interest Expense | $1.00k |
| Total Noninterest Expense | $1.32M |
| Net Interest Income | $517.00k |
| Pre-tax Net Operating Income | $298.00k |
| Provision for Credit Losses | $-154,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $149.00k |
| Total Liabilities and Capital | $31.83M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Brazos National Bank?
$31.83M as of the latest filing.
How much are Brazos National Bank's total deposits?
$10.71M in total deposits.
Where is Brazos National Bank located?
Richwood, TX.
What is the Net Interest Margin?
7.72%.
How many domestic offices does it operate?
1.
When was it established?
08/02/1982.
What is the Return on Assets (ROA)?
3.74%.
How much are total loans and leases?
$22.41M (latest filing).
What is the total interest income (latest filing)?
$518.00k.