1st Community Bank
Sherrard, IL
IDRSSD: 338945
Total Assets
$65.59M
Latest filing
Total Deposits
$58.46M
Latest filing
Net Interest Margin
4.89%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
1st Community Bank
407 3rd St
Sherrard, IL 61281
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1910FDIC Certificate 7485
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| 1st Community Bank (Main) | 407 3rd St | Sherrard, IL |
| ALEDO BRANCH FACILITY | 1803 Se 3rd St | Aledo, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61281 |
| State and County Number | 17131 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Davenport-Moline-Rock Island, IA-IL |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/12/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.1stcommunitybanks.com |
| Data Updated | 01/30/2026 |
| CERT | 11706 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $65.59M |
| Total Deposits | $58.46M |
| Total Liabilities | $58.93M |
| Total Equity Capital | $6.66M |
| Net Income | $127.00k |
| Net Loans and Leases | $45.57M |
| Assets Per Employee ($Millions) | $3.64M |
| Bank Premises and Fixed Assets | $664.00k |
| Cash and Balances due from Depository Institutions | $16.36M |
| Deposits Held in Domestic Offices | $58.46M |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 7.59% |
| Net Interest Margin | 4.89% |
| Efficiency Ratio | 81.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.16% |
| Earning Assets to total Assets | 94.22% |
Income and Expense
| Total Interest Income | $915.00k |
| Total Noninterest Income | $15.00k |
| Total Interest Expense | $163.00k |
| Total Noninterest Expense | $627.00k |
| Net Interest Income | $752.00k |
| Pre-tax Net Operating Income | $140.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $464.00k |
| Total Liabilities and Capital | $65.59M |
Securities
| Securities | $1.95M |
| Available-for-sale debt securities | $1.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of 1st Community Bank?
$65.59M as of the latest filing.
How much are 1st Community Bank's total deposits?
$58.46M in total deposits.
Where is 1st Community Bank located?
Sherrard, IL.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$45.57M (latest filing).
What is the total interest income (latest filing)?
$915.00k.