Bar Harbor Savings and Loan Association
Bar Harbor, ME
IDRSSD: 106676
Total Assets
$101.65M
Latest filing
Total Deposits
$73.45M
Latest filing
Net Interest Margin
1.84%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bar Harbor Savings and Loan Association
103 Main St
Bar Harbor, ME 04609
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 43712
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Bar Harbor Savings and Loan Association (Main) | 103 Main St | Bar Harbor, ME | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 04609 |
| State and County Number | 23009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.bhsla.com |
| Data Updated | 01/30/2026 |
| CERT | 30878 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $101.65M |
| Total Deposits | $73.45M |
| Total Liabilities | $89.82M |
| Total Equity Capital | $11.83M |
| Net Income | $59.00k |
| Net Loans and Leases | $87.32M |
| Assets Per Employee ($Millions) | $11.29M |
| Bank Premises and Fixed Assets | $1.54M |
| Cash and Balances due from Depository Institutions | $4.92M |
| Deposits Held in Domestic Offices | $73.45M |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | 2% |
| Net Interest Margin | 1.84% |
| Efficiency Ratio | 89.83% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.635% |
| Earning Assets to total Assets | 96.28% |
Income and Expense
| Total Interest Income | $1.20M |
| Total Noninterest Income | $16.00k |
| Total Interest Expense | $750.00k |
| Total Noninterest Expense | $415.00k |
| Net Interest Income | $446.00k |
| Pre-tax Net Operating Income | $63.00k |
| Provision for Credit Losses | $-16,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $16.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.95M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $373.00k |
| Total Liabilities and Capital | $101.65M |
Securities
| Securities | $4.46M |
| Available-for-sale debt securities | $4.46M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bar Harbor Savings and Loan Association?
$101.65M as of the latest filing.
How much are Bar Harbor Savings and Loan Association's total deposits?
$73.45M in total deposits.
Where is Bar Harbor Savings and Loan Association located?
Bar Harbor, ME.
What is the Net Interest Margin?
1.84%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$87.32M (latest filing).
What is the total interest income (latest filing)?
$1.20M.