Freedom Bank
Columbia Falls, MT
IDRSSD: 3314119
Total Assets
$143.66M
Latest filing
Total Deposits
$125.30M
Latest filing
Net Interest Margin
6.02%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
092905456COLUMBIA FALLS, MT
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Freedom Bank
530 9th St W
Columbia Falls, MT 59912
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/12/2005FDIC Certificate 433600
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Freedom Bank (Main) | 530 9th St W | Columbia Falls, MT | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/12/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59912 |
| State and County Number | 30029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Kalispell, MT |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/12/2005 |
| Primary Insurance Agency | DIF |
| Website | www.freedombankmt.com |
| Data Updated | 01/30/2026 |
| CERT | 58010 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $143.66M |
| Total Deposits | $125.30M |
| Total Liabilities | $125.44M |
| Total Equity Capital | $18.23M |
| Net Income | $766.00k |
| Net Loans and Leases | $130.02M |
| Assets Per Employee ($Millions) | $5.32M |
| Bank Premises and Fixed Assets | $1.55M |
| Cash and Balances due from Depository Institutions | $11.20M |
| Deposits Held in Domestic Offices | $125.30M |
Key Performance Ratios
| Return on Assets (ROA) | 2.09% |
| Return on Equity (ROE) | 17.17% |
| Net Interest Margin | 6.02% |
| Efficiency Ratio | 56.45% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.686% |
| Earning Assets to total Assets | 96.82% |
Income and Expense
| Total Interest Income | $2.91M |
| Total Noninterest Income | $78.00k |
| Total Interest Expense | $770.00k |
| Total Noninterest Expense | $1.25M |
| Net Interest Income | $2.14M |
| Pre-tax Net Operating Income | $890.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $131.00k |
| Total Liabilities and Capital | $143.66M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Freedom Bank?
$143.66M as of the latest filing.
How much are Freedom Bank's total deposits?
$125.30M in total deposits.
Where is Freedom Bank located?
Columbia Falls, MT.
What is the Net Interest Margin?
6.02%.
How many domestic offices does it operate?
1.
When was it established?
04/12/2005.
What is the Return on Assets (ROA)?
2.09%.
How much are total loans and leases?
$130.02M (latest filing).
What is the total interest income (latest filing)?
$2.91M.