Fremont Bank
Fremont, CA
IDRSSD: 739560
Total Assets
$6.12B
Latest filing
Total Deposits
$5.47B
Latest filing
Net Interest Margin
4.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Fremont Bank
39150 Fremont Blvd
Fremont, CA 94538
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/03/1964FDIC Certificate 13040
Branches (22)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Fremont Bank (Main) | 39150 Fremont Blvd | Fremont, CA |
| BROOKVALE BRANCH | 3909a Decoto Rd | Fremont, CA |
| ALVARADO BRANCH | 32000 Alvarado Blvd | Union City, CA |
| SAN LEANDRO BRANCH | 1480 E 14th St | San Leandro, CA |
| MISSION VALLEY BRANCH | 40031 Mission Blvd | Fremont, CA |
| WARM SPRINGS BRANCH | 46635 Mission Blvd | Fremont, CA |
| CASTRO VALLEY BRANCH | 3549 Castro Valley Blvd | Castro Valley, CA |
| NEWARK BRANCH | 5829 Jarvis Ave | Newark, CA |
Showing 7 of 22
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/03/1964 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 94538 |
| State and County Number | 06001 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Francisco-Oakland-Berkeley, CA |
Operational Info
| Number of Employees | 754 |
| Domestic Offices | 23 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/01/2024 |
| Date of Deposit Insurance | 09/03/1964 |
| Primary Insurance Agency | DIF |
| Website | www.fremontbank.com |
| Data Updated | 11/14/2025 |
| CERT | 19222 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.12B |
| Total Deposits | $5.47B |
| Total Liabilities | $5.66B |
| Total Equity Capital | $460.49M |
| Net Income | $18.47M |
| Net Loans and Leases | $4.63B |
| Assets Per Employee ($Millions) | $8.1M |
| Bank Premises and Fixed Assets | $112.60M |
| Cash and Balances due from Depository Institutions | $844.78M |
| Deposits Held in Domestic Offices | $5.47B |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 16.23% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 71.45% |
| Tier 1 Risk-Based Capital Ratio | 10.934% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.522% |
| Earning Assets to total Assets | 94.41% |
Income and Expense
| Total Interest Income | $80.99M |
| Total Noninterest Income | $12.80M |
| Total Interest Expense | $21.88M |
| Total Noninterest Expense | $51.38M |
| Net Interest Income | $59.12M |
| Pre-tax Net Operating Income | $19.00M |
| Provision for Credit Losses | $1.53M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $631.00k |
| Other borrowed funds | $100.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $88.53M |
| Total Liabilities and Capital | $6.12B |
Securities
| Securities | $347.62M |
| Available-for-sale debt securities | $336.14M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fremont Bank?
$6.12B as of the latest filing.
How much are Fremont Bank's total deposits?
$5.47B in total deposits.
Where is Fremont Bank located?
Fremont, CA.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
23.
When was it established?
09/03/1964.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$4.63B (latest filing).
What is the total interest income (latest filing)?
$80.99M.