Bank of O'Fallon
O'Fallon, IL
IDRSSD: 410748
Total Assets
$378.45M
Latest filing
Total Deposits
$326.58M
Latest filing
Net Interest Margin
3.37%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of O'Fallon
901 S Lincoln Ave
O'Fallon, IL 62269
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/28/1960FDIC Certificate 12091
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of O'Fallon (Main) | 901 S Lincoln Ave | O'Fallon, IL |
| DRIVE-IN FACILITY BRANCH | 901 S Lincoln Ave | O'Fallon, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/28/1960 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62269 |
| State and County Number | 17163 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/28/1960 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankofallon.com |
| Data Updated | 01/30/2026 |
| CERT | 18171 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $378.45M |
| Total Deposits | $326.58M |
| Total Liabilities | $328.07M |
| Total Equity Capital | $50.39M |
| Net Income | $1.14M |
| Net Loans and Leases | $276.60M |
| Assets Per Employee ($Millions) | $11.47M |
| Bank Premises and Fixed Assets | $2.16M |
| Cash and Balances due from Depository Institutions | $66.94M |
| Deposits Held in Domestic Offices | $326.58M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 9.08% |
| Net Interest Margin | 3.37% |
| Efficiency Ratio | 59.89% |
| Tier 1 Risk-Based Capital Ratio | 22.446% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.314% |
| Earning Assets to total Assets | 97.11% |
Income and Expense
| Total Interest Income | $4.92M |
| Total Noninterest Income | $-1,000 |
| Total Interest Expense | $1.83M |
| Total Noninterest Expense | $1.85M |
| Net Interest Income | $3.10M |
| Pre-tax Net Operating Income | $1.14M |
| Provision for Credit Losses | $99.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $719.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.67M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.48M |
| Total Liabilities and Capital | $378.45M |
Securities
| Securities | $22.10M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $22.09M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of O'Fallon?
$378.45M as of the latest filing.
How much are Bank of O'Fallon's total deposits?
$326.58M in total deposits.
Where is Bank of O'Fallon located?
O'Fallon, IL.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
2.
When was it established?
03/28/1960.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$276.60M (latest filing).
What is the total interest income (latest filing)?
$4.92M.