Pioneer Federal Savings and Loan Association
Deer Lodge, MT
IDRSSD: 445674
Total Assets
$119.96M
Latest filing
Total Deposits
$92.90M
Latest filing
Net Interest Margin
3.33%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Pioneer Federal Savings and Loan Association
202 N Main St
Deer Lodge, MT 59722
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1912FDIC Certificate 42351
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pioneer Federal Savings and Loan Association (Main) | 202 N Main St | Deer Lodge, MT |
| DILLON BRANCH | 32 N Washington St | Dillon, MT |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1912 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 59722 |
| State and County Number | 30077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/16/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.pioneerfed.com |
| Data Updated | 01/30/2026 |
| CERT | 29517 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $119.96M |
| Total Deposits | $92.90M |
| Total Liabilities | $101.48M |
| Total Equity Capital | $18.47M |
| Net Income | $-19,000 |
| Net Loans and Leases | $89.79M |
| Assets Per Employee ($Millions) | $6.31M |
| Bank Premises and Fixed Assets | $4.87M |
| Cash and Balances due from Depository Institutions | $7.14M |
| Deposits Held in Domestic Offices | $92.90M |
Key Performance Ratios
| Return on Assets (ROA) | -0.06% |
| Return on Equity (ROE) | -0.41% |
| Net Interest Margin | 3.33% |
| Efficiency Ratio | 102.56% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.4% |
| Earning Assets to total Assets | 90.97% |
Income and Expense
| Total Interest Income | $1.38M |
| Total Noninterest Income | $76.00k |
| Total Interest Expense | $474.00k |
| Total Noninterest Expense | $1.00M |
| Net Interest Income | $901.00k |
| Pre-tax Net Operating Income | $-76,000 |
| Provision for Credit Losses | $51.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $586.00k |
| Total Liabilities and Capital | $119.96M |
Securities
| Securities | $12.53M |
| Available-for-sale debt securities | $8.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.52M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pioneer Federal Savings and Loan Association?
$119.96M as of the latest filing.
How much are Pioneer Federal Savings and Loan Association's total deposits?
$92.90M in total deposits.
Where is Pioneer Federal Savings and Loan Association located?
Deer Lodge, MT.
What is the Net Interest Margin?
3.33%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1912.
What is the Return on Assets (ROA)?
-0.06%.
How much are total loans and leases?
$89.79M (latest filing).
What is the total interest income (latest filing)?
$1.38M.