Security Bank and Trust Co.
Maysville, KY
IDRSSD: 835613
Total Assets
$67.87M
Latest filing
Total Deposits
$56.25M
Latest filing
Net Interest Margin
3.56%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Security Bank and Trust Co.
1 W 2nd St
Maysville, KY 41056
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1928FDIC Certificate 5170
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security Bank and Trust Co. (Main) | 1 W 2nd St | Maysville, KY |
| DRIVE-IN BRANCH | 120 Market St | Maysville, KY |
| U.S. 68 BRANCH | 1426 Us 68 | Maysville, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 41056 |
| State and County Number | 21161 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Maysville, KY |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/27/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://securitybankandtrustmaysvilleky.net |
| Data Updated | 11/14/2025 |
| CERT | 8121 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $67.87M |
| Total Deposits | $56.25M |
| Total Liabilities | $56.48M |
| Total Equity Capital | $11.39M |
| Net Income | $313.00k |
| Net Loans and Leases | $28.85M |
| Assets Per Employee ($Millions) | $6.17M |
| Bank Premises and Fixed Assets | $417.00k |
| Cash and Balances due from Depository Institutions | $2.21M |
| Deposits Held in Domestic Offices | $56.25M |
Key Performance Ratios
| Return on Assets (ROA) | 1.81% |
| Return on Equity (ROE) | 11.1% |
| Net Interest Margin | 3.56% |
| Efficiency Ratio | 50.31% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.78% |
| Earning Assets to total Assets | 96.54% |
Income and Expense
| Total Interest Income | $720.00k |
| Total Noninterest Income | $47.00k |
| Total Interest Expense | $125.00k |
| Total Noninterest Expense | $323.00k |
| Net Interest Income | $595.00k |
| Pre-tax Net Operating Income | $319.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.44M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $227.00k |
| Total Liabilities and Capital | $67.87M |
Securities
| Securities | $32.38M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $32.38M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Bank and Trust Co.?
$67.87M as of the latest filing.
How much are Security Bank and Trust Co.'s total deposits?
$56.25M in total deposits.
Where is Security Bank and Trust Co. located?
Maysville, KY.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1928.
What is the Return on Assets (ROA)?
1.81%.
How much are total loans and leases?
$28.85M (latest filing).
What is the total interest income (latest filing)?
$720.00k.