Security Bank and Trust Co.
Maysville, KY
IDRSSD: 835613
Total Assets
$69.67M
Latest filing
Total Deposits
$57.80M
Latest filing
Net Interest Margin
3.70%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Security Bank and Trust Co.
1 W 2nd St
Maysville, KY 41056
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1928FDIC Certificate 5170
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security Bank and Trust Co. (Main) | 1 W 2nd St | Maysville, KY |
| DRIVE-IN BRANCH | 120 Market St | Maysville, KY |
| U.S. 68 BRANCH | 1426 Us 68 | Maysville, KY |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank of Maysville
Maysville, Kentucky
→
Assets: $162.16MΔ +138.9%
Farmers & Traders Bank of Campton
Campton, Kentucky
→
Assets: $67.12MΔ -1.1%
Clinton Bank
Clinton, Kentucky
→
Assets: $69.61MΔ +2.6%
The First National Bank of Brooksville
Brooksville, Kentucky
→
Assets: $71.08MΔ +4.7%
Farmers State Bank
Booneville, Kentucky
→
Assets: $63.85MΔ -5.9%
Pinnacle Bank, Inc.
Pikeville, Kentucky
→
Assets: $57.97MΔ -14.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 41056 |
| State and County Number | 21161 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Maysville, KY |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/27/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://securitybankandtrustmaysvilleky.net |
| Data Updated | 01/30/2026 |
| CERT | 8121 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $69.67M |
| Total Deposits | $57.80M |
| Total Liabilities | $58.85M |
| Total Equity Capital | $10.81M |
| Net Income | $337.00k |
| Net Loans and Leases | $27.66M |
| Assets Per Employee ($Millions) | $6.33M |
| Bank Premises and Fixed Assets | $408.00k |
| Cash and Balances due from Depository Institutions | $2.08M |
| Deposits Held in Domestic Offices | $57.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.96% |
| Return on Equity (ROE) | 12.15% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 48.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.517% |
| Earning Assets to total Assets | 96.09% |
Income and Expense
| Total Interest Income | $724.00k |
| Total Noninterest Income | $48.00k |
| Total Interest Expense | $112.00k |
| Total Noninterest Expense | $321.00k |
| Net Interest Income | $612.00k |
| Pre-tax Net Operating Income | $339.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.89M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.06M |
| Total Liabilities and Capital | $69.67M |
Securities
| Securities | $35.94M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $35.94M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Bank and Trust Co.?
$69.67M as of the latest filing.
How much are Security Bank and Trust Co.'s total deposits?
$57.80M in total deposits.
Where is Security Bank and Trust Co. located?
Maysville, KY.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1928.
What is the Return on Assets (ROA)?
1.96%.
How much are total loans and leases?
$27.66M (latest filing).
What is the total interest income (latest filing)?
$724.00k.