Bank of Grand Lake
Grove, OK
IDRSSD: 3286999
Total Assets
$235.55M
Latest filing
Total Deposits
$204.53M
Latest filing
Net Interest Margin
3.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103189682GROVE, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Grand Lake
201 E 18th St
Grove, OK 74344
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/09/2005FDIC Certificate 430629
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Grand Lake (Main) | 201 E 18th St | Grove, OK |
| LANGLEY BRANCH | 2173 N. 3rd St. | Langley, OK |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/09/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74344 |
| State and County Number | 40041 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/09/2005 |
| Primary Insurance Agency | DIF |
| Website | www.bankofgrandlake.com |
| Data Updated | 01/30/2026 |
| CERT | 57915 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $235.55M |
| Total Deposits | $204.53M |
| Total Liabilities | $210.06M |
| Total Equity Capital | $25.49M |
| Net Income | $831.00k |
| Net Loans and Leases | $147.68M |
| Assets Per Employee ($Millions) | $6.54M |
| Bank Premises and Fixed Assets | $4.79M |
| Cash and Balances due from Depository Institutions | $14.52M |
| Deposits Held in Domestic Offices | $204.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.4% |
| Return on Equity (ROE) | 12.89% |
| Net Interest Margin | 3.56% |
| Efficiency Ratio | 61.63% |
| Tier 1 Risk-Based Capital Ratio | 19.758% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.82% |
| Earning Assets to total Assets | 95.77% |
Income and Expense
| Total Interest Income | $2.97M |
| Total Noninterest Income | $135.00k |
| Total Interest Expense | $943.00k |
| Total Noninterest Expense | $1.33M |
| Net Interest Income | $2.03M |
| Pre-tax Net Operating Income | $831.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $536.00k |
| Total Liabilities and Capital | $235.55M |
Securities
| Securities | $65.83M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $65.83M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Grand Lake?
$235.55M as of the latest filing.
How much are Bank of Grand Lake's total deposits?
$204.53M in total deposits.
Where is Bank of Grand Lake located?
Grove, OK.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
2.
When was it established?
06/09/2005.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$147.68M (latest filing).
What is the total interest income (latest filing)?
$2.97M.