Bank of Grand Lake

Grove, OK
IDRSSD: 3286999
Total Assets
$240.55M
Latest filing
Total Deposits
$213.81M
Latest filing
Net Interest Margin
3.44%
Profitability

Locations

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Main Office
Bank of Grand Lake
201 E 18th St
Grove, OK 74344
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/09/2005FDIC Certificate 430629

Branches (1)

Page 1 of 1
NameAddressCity / State
Bank of Grand Lake (Main)201 E 18th StGrove, OK
LANGLEY BRANCH2173 N. 3rd St.Langley, OK
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/09/2005
Community BankYes
Ownership TypeNot Mutual
ZIP74344
State and County Number40041
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees38
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/09/2005
Primary Insurance AgencyDIF
Websitewww.bankofgrandlake.com
Data Updated11/14/2025
CERT57915
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$240.55M
Total Deposits$213.81M
Total Liabilities$214.44M
Total Equity Capital$26.11M
Net Income$1.02M
Net Loans and Leases$144.98M
Assets Per Employee ($Millions)$6.5M
Bank Premises and Fixed Assets$4.80M
Cash and Balances due from Depository Institutions$21.53M
Deposits Held in Domestic Offices$213.81M

Key Performance Ratios

Return on Assets (ROA)1.67%
Return on Equity (ROE)15.94%
Net Interest Margin3.44%
Efficiency Ratio53.91%
Tier 1 Risk-Based Capital Ratio20.166%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.853%
Earning Assets to total Assets96.13%

Income and Expense

Total Interest Income$3.01M
Total Noninterest Income$201.00k
Total Interest Expense$1.00M
Total Noninterest Expense$1.19M
Net Interest Income$2.01M
Pre-tax Net Operating Income$1.02M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$633.00k
Total Liabilities and Capital$240.55M

Securities

Securities$66.77M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$66.77M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Grand Lake?
$240.55M as of the latest filing.
How much are Bank of Grand Lake's total deposits?
$213.81M in total deposits.
Where is Bank of Grand Lake located?
Grove, OK.
What is the Net Interest Margin?
3.44%.
How many domestic offices does it operate?
2.
When was it established?
06/09/2005.
What is the Return on Assets (ROA)?
1.67%.
How much are total loans and leases?
$144.98M (latest filing).
What is the total interest income (latest filing)?
$3.01M.