YNB
Yukon, OK
IDRSSD: 953852
Total Assets
$248.89M
Latest filing
Total Deposits
$227.21M
Latest filing
Net Interest Margin
3.65%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
YNB
401 Elm Ave
Yukon, OK 73099
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/19/1912FDIC Certificate 2779
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| YNB (Main) | 401 Elm Ave | Yukon, OK |
| YNB PEOPLES BRANCH | 6201 Northwest 23rd Street | Oklahoma City, OK |
| YNB MUSTANG BRANCH | 218 N Mustang Rd | Mustang, OK |
| YNB EAST BRANCH | 235 S Yukon Pkwy | Yukon, OK |
| YNB PARKWAY BRANCH | 1550 Garth Brooks Blvd | Yukon, OK |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/19/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73099 |
| State and County Number | 40017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ynbok.com |
| Data Updated | 01/30/2026 |
| CERT | 4235 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $248.89M |
| Total Deposits | $227.21M |
| Total Liabilities | $228.42M |
| Total Equity Capital | $20.47M |
| Net Income | $233.00k |
| Net Loans and Leases | $125.24M |
| Assets Per Employee ($Millions) | $4.01M |
| Bank Premises and Fixed Assets | $5.99M |
| Cash and Balances due from Depository Institutions | $22.94M |
| Deposits Held in Domestic Offices | $227.21M |
Key Performance Ratios
| Return on Assets (ROA) | 0.38% |
| Return on Equity (ROE) | 4.62% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 91.31% |
| Tier 1 Risk-Based Capital Ratio | 13.491% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.223% |
| Earning Assets to total Assets | 92.97% |
Income and Expense
| Total Interest Income | $2.91M |
| Total Noninterest Income | $307.00k |
| Total Interest Expense | $835.00k |
| Total Noninterest Expense | $2.17M |
| Net Interest Income | $2.07M |
| Pre-tax Net Operating Income | $233.00k |
| Provision for Credit Losses | $-26,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $32.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $33.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.22M |
| Total Liabilities and Capital | $248.89M |
Securities
| Securities | $86.64M |
| Available-for-sale debt securities | $86.64M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of YNB?
$248.89M as of the latest filing.
How much are YNB's total deposits?
$227.21M in total deposits.
Where is YNB located?
Yukon, OK.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
5.
When was it established?
04/19/1912.
What is the Return on Assets (ROA)?
0.38%.
How much are total loans and leases?
$125.24M (latest filing).
What is the total interest income (latest filing)?
$2.91M.