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First Texoma National Bank

Durant, OK
IDRSSD: 388155
Total Assets
$221.78M
Latest filing
Total Deposits
$196.08M
Latest filing
Net Interest Margin
4.92%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date07/08/1898
Community BankYes
Ownership TypeNot Mutual
ZIP74701
State and County Number40013
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDurant, OK

Operational Info

Number of Employees61
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.ftnb.net
Data Updated11/14/2025
CERT13905
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$221.78M
Total Deposits$196.08M
Total Liabilities$198.85M
Total Equity Capital$22.93M
Net Income$652.00k
Net Loans and Leases$152.05M
Assets Per Employee ($Millions)$3.64M
Bank Premises and Fixed Assets$3.52M
Cash and Balances due from Depository Institutions$2.90M
Deposits Held in Domestic Offices$196.08M

Key Performance Ratios

Return on Assets (ROA)1.17%
Return on Equity (ROE)11.87%
Net Interest Margin4.92%
Efficiency Ratio70.94%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.338%
Earning Assets to total Assets95.26%

Income and Expense

Total Interest Income$3.04M
Total Noninterest Income$292.00k
Total Interest Expense$443.00k
Total Noninterest Expense$2.05M
Net Interest Income$2.60M
Pre-tax Net Operating Income$841.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$2.20M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$568.00k
Total Liabilities and Capital$221.78M

Securities

Securities$59.18M
Available-for-sale debt securities$59.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Texoma National Bank?
$221.78M as of the latest filing.
How much are First Texoma National Bank's total deposits?
$196.08M in total deposits.
Where is First Texoma National Bank located?
Durant, OK.
What is the Net Interest Margin?
4.92%.
How many domestic offices does it operate?
5.
When was it established?
07/08/1898.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$152.05M (latest filing).
What is the total interest income (latest filing)?
$3.04M.