First Texoma National Bank
Durant, OK
IDRSSD: 388155
Total Assets
$217.57M
Latest filing
Total Deposits
$195.58M
Latest filing
Net Interest Margin
5.06%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Texoma National Bank
220 W Main St
Durant, OK 74701
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/08/1898FDIC Certificate 8697
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Texoma National Bank (Main) | 220 W Main St | Durant, OK |
| 615 HUNTER BRANCH | 615 Hunter Ave | Boswell, OK |
| MOTOR BANK BRANCH | 420 W Main St | Durant, OK |
| NORTHWEST HEIGHTS BRANCH | 1825 W University Blvd | Durant, OK |
| LOY LAKE BRANCH | 2626 N Loy Lake Rd | Sherman, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/08/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74701 |
| State and County Number | 40013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Durant, OK |
Operational Info
| Number of Employees | 61 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ftnb.net |
| Data Updated | 01/30/2026 |
| CERT | 13905 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $217.57M |
| Total Deposits | $195.58M |
| Total Liabilities | $195.97M |
| Total Equity Capital | $21.60M |
| Net Income | $439.00k |
| Net Loans and Leases | $149.25M |
| Assets Per Employee ($Millions) | $3.57M |
| Bank Premises and Fixed Assets | $3.65M |
| Cash and Balances due from Depository Institutions | $5.54M |
| Deposits Held in Domestic Offices | $195.58M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 7.89% |
| Net Interest Margin | 5.06% |
| Efficiency Ratio | 70.54% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.45% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.929% |
| Earning Assets to total Assets | 95.21% |
Income and Expense
| Total Interest Income | $3.09M |
| Total Noninterest Income | $287.00k |
| Total Interest Expense | $448.00k |
| Total Noninterest Expense | $2.07M |
| Net Interest Income | $2.65M |
| Pre-tax Net Operating Income | $619.00k |
| Provision for Credit Losses | $245.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $393.00k |
| Total Liabilities and Capital | $217.57M |
Securities
| Securities | $55.14M |
| Available-for-sale debt securities | $55.14M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Texoma National Bank?
$217.57M as of the latest filing.
How much are First Texoma National Bank's total deposits?
$195.58M in total deposits.
Where is First Texoma National Bank located?
Durant, OK.
What is the Net Interest Margin?
5.06%.
How many domestic offices does it operate?
5.
When was it established?
07/08/1898.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$149.25M (latest filing).
What is the total interest income (latest filing)?
$3.09M.