VALOR BANK
Edmond, OK
IDRSSD: 129358
Total Assets
$286.58M
Latest filing
Total Deposits
$244.20M
Latest filing
Net Interest Margin
4.72%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103112510EDMOND, OK
Key People
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Locations
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Main Office
VALOR BANK
1501 Renaissance Blvd
Edmond, OK 73013
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1930FDIC Certificate 6084
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| VALOR BANK (Main) | 1501 Renaissance Blvd | Edmond, OK | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73013 |
| State and County Number | 40109 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | valor.bank |
| Data Updated | 01/30/2026 |
| CERT | 9467 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $286.58M |
| Total Deposits | $244.20M |
| Total Liabilities | $261.37M |
| Total Equity Capital | $25.22M |
| Net Income | $1.43M |
| Net Loans and Leases | $248.57M |
| Assets Per Employee ($Millions) | $5.97M |
| Bank Premises and Fixed Assets | $3.26M |
| Cash and Balances due from Depository Institutions | $31.70M |
| Deposits Held in Domestic Offices | $244.20M |
Key Performance Ratios
| Return on Assets (ROA) | 2.05% |
| Return on Equity (ROE) | 23.28% |
| Net Interest Margin | 4.72% |
| Efficiency Ratio | 58.4% |
| Tier 1 Risk-Based Capital Ratio | 12.016% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.799% |
| Earning Assets to total Assets | 97.12% |
Income and Expense
| Total Interest Income | $5.02M |
| Total Noninterest Income | $706.00k |
| Total Interest Expense | $1.83M |
| Total Noninterest Expense | $2.28M |
| Net Interest Income | $3.20M |
| Pre-tax Net Operating Income | $1.50M |
| Provision for Credit Losses | $119.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.69M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.47M |
| Total Liabilities and Capital | $286.58M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of VALOR BANK?
$286.58M as of the latest filing.
How much are VALOR BANK's total deposits?
$244.20M in total deposits.
Where is VALOR BANK located?
Edmond, OK.
What is the Net Interest Margin?
4.72%.
How many domestic offices does it operate?
1.
When was it established?
06/01/1930.
What is the Return on Assets (ROA)?
2.05%.
How much are total loans and leases?
$248.57M (latest filing).
What is the total interest income (latest filing)?
$5.02M.