First Bank & Trust Company
Perry, OK
IDRSSD: 640956
Total Assets
$245.11M
Latest filing
Total Deposits
$219.27M
Latest filing
Net Interest Margin
4.38%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank & Trust Company
401 N 7th St
Perry, OK 73077
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/21/1934FDIC Certificate 8722
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Bank & Trust Company (Main) | 401 N 7th St | Perry, OK |
| COVINGTON BRANCH | 4th And Main Streets | Covington, OK |
| PAWNEE BRANCH | 601 Harrison St | Pawnee, OK |
| BILLINGS BRANCH | 111 W Main St | Billings, OK |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Exchange Bank and Trust Company
Perry, Oklahoma
→
Assets: $414.87MΔ +72.0%
YNB
Yukon, Oklahoma
→
Assets: $241.19MΔ +0.0%
Method Bank
Wyandotte, Oklahoma
→
Assets: $240.92MΔ -0.1%
Triad Bank, National Association
Tulsa, Oklahoma
→
Assets: $240.76MΔ -0.2%
Bank of Grand Lake
Grove, Oklahoma
→
Assets: $240.55MΔ -0.3%
Old Glory Bank
Elmore City, Oklahoma
→
Assets: $237.52MΔ -1.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/21/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73077 |
| State and County Number | 40103 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/21/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fbt.bank |
| Data Updated | 01/30/2026 |
| CERT | 13946 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $245.11M |
| Total Deposits | $219.27M |
| Total Liabilities | $219.94M |
| Total Equity Capital | $25.17M |
| Net Income | $808.00k |
| Net Loans and Leases | $146.03M |
| Assets Per Employee ($Millions) | $4.62M |
| Bank Premises and Fixed Assets | $2.25M |
| Cash and Balances due from Depository Institutions | $10.05M |
| Deposits Held in Domestic Offices | $219.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 13.22% |
| Net Interest Margin | 4.38% |
| Efficiency Ratio | 64.43% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.41% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.268% |
| Earning Assets to total Assets | 95.97% |
Income and Expense
| Total Interest Income | $3.48M |
| Total Noninterest Income | $461.00k |
| Total Interest Expense | $925.00k |
| Total Noninterest Expense | $1.96M |
| Net Interest Income | $2.55M |
| Pre-tax Net Operating Income | $804.00k |
| Provision for Credit Losses | $250.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.28M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $669.00k |
| Total Liabilities and Capital | $245.11M |
Securities
| Securities | $81.40M |
| Available-for-sale debt securities | $81.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank & Trust Company?
$245.11M as of the latest filing.
How much are First Bank & Trust Company's total deposits?
$219.27M in total deposits.
Where is First Bank & Trust Company located?
Perry, OK.
What is the Net Interest Margin?
4.38%.
How many domestic offices does it operate?
4.
When was it established?
02/21/1934.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$146.03M (latest filing).
What is the total interest income (latest filing)?
$3.48M.