Security State Bank
Cheyenne, OK
IDRSSD: 58551
Total Assets
$276.76M
Latest filing
Total Deposits
$246.57M
Latest filing
Net Interest Margin
4.47%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Security State Bank
402 E Broadway Ave
Cheyenne, OK 73628
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/22/1912FDIC Certificate 326
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security State Bank (Main) | 402 E Broadway Ave | Cheyenne, OK |
| HAMMON BRANCH | 301 N 11th St | Hammon, OK |
| SECURITY STATE BANK BRANCH | 111 East Jane Jayroe Boulevard | Laverne, OK |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/22/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73628 |
| State and County Number | 40129 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ssbcheyenne.com |
| Data Updated | 01/30/2026 |
| CERT | 421 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $276.76M |
| Total Deposits | $246.57M |
| Total Liabilities | $248.57M |
| Total Equity Capital | $28.19M |
| Net Income | $971.00k |
| Net Loans and Leases | $170.65M |
| Assets Per Employee ($Millions) | $6.92M |
| Bank Premises and Fixed Assets | $958.00k |
| Cash and Balances due from Depository Institutions | $6.98M |
| Deposits Held in Domestic Offices | $246.57M |
Key Performance Ratios
| Return on Assets (ROA) | 1.42% |
| Return on Equity (ROE) | 13.76% |
| Net Interest Margin | 4.47% |
| Efficiency Ratio | 62.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.185% |
| Earning Assets to total Assets | 92.35% |
Income and Expense
| Total Interest Income | $3.86M |
| Total Noninterest Income | $195.00k |
| Total Interest Expense | $1.04M |
| Total Noninterest Expense | $1.88M |
| Net Interest Income | $2.82M |
| Pre-tax Net Operating Income | $1.02M |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $18.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $795.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.00M |
| Total Liabilities and Capital | $276.76M |
Securities
| Securities | $84.15M |
| Available-for-sale debt securities | $84.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security State Bank?
$276.76M as of the latest filing.
How much are Security State Bank's total deposits?
$246.57M in total deposits.
Where is Security State Bank located?
Cheyenne, OK.
What is the Net Interest Margin?
4.47%.
How many domestic offices does it operate?
3.
When was it established?
06/22/1912.
What is the Return on Assets (ROA)?
1.42%.
How much are total loans and leases?
$170.65M (latest filing).
What is the total interest income (latest filing)?
$3.86M.