Security State Bank

Cheyenne, OK
IDRSSD: 58551
Total Assets
$270.23M
Latest filing
Total Deposits
$239.12M
Latest filing
Net Interest Margin
4.41%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Security State Bank
402 E Broadway Ave
Cheyenne, OK 73628
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/22/1912FDIC Certificate 326

Branches (2)

Page 1 of 1
NameAddressCity / State
Security State Bank (Main)402 E Broadway AveCheyenne, OK
HAMMON BRANCH301 N 11th StHammon, OK
SECURITY STATE BANK BRANCH111 East Jane Jayroe BoulevardLaverne, OK
Showing 2 of 2

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/22/1912
Community BankYes
Ownership TypeNot Mutual
ZIP73628
State and County Number40129
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees37
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.ssbcheyenne.com
Data Updated11/14/2025
CERT421
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$270.23M
Total Deposits$239.12M
Total Liabilities$241.97M
Total Equity Capital$28.26M
Net Income$953.00k
Net Loans and Leases$155.59M
Assets Per Employee ($Millions)$7.11M
Bank Premises and Fixed Assets$979.00k
Cash and Balances due from Depository Institutions$7.29M
Deposits Held in Domestic Offices$239.12M

Key Performance Ratios

Return on Assets (ROA)1.42%
Return on Equity (ROE)14.1%
Net Interest Margin4.41%
Efficiency Ratio63.81%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.457%
Earning Assets to total Assets91.99%

Income and Expense

Total Interest Income$3.84M
Total Noninterest Income$378.00k
Total Interest Expense$1.12M
Total Noninterest Expense$1.98M
Net Interest Income$2.72M
Pre-tax Net Operating Income$1.00M
Provision for Credit Losses$120.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$7.67M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.86M
Total Liabilities and Capital$270.23M

Securities

Securities$85.33M
Available-for-sale debt securities$85.33M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Security State Bank?
$270.23M as of the latest filing.
How much are Security State Bank's total deposits?
$239.12M in total deposits.
Where is Security State Bank located?
Cheyenne, OK.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
3.
When was it established?
06/22/1912.
What is the Return on Assets (ROA)?
1.42%.
How much are total loans and leases?
$155.59M (latest filing).
What is the total interest income (latest filing)?
$3.84M.