Grand Savings Bank
Grove, OK
IDRSSD: 732178
Total Assets
$978.60M
Latest filing
Total Deposits
$860.38M
Latest filing
Net Interest Margin
5.42%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Grand Savings Bank
1022 S Main St
Grove, OK 74344
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/10/1981FDIC Certificate 44918
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Grand Savings Bank (Main) | 1022 S Main St | Grove, OK |
| DECATUR BRANCH | 372 Sh 59 N | Decatur, AR |
| GENTRY BRANCH | 104 N Gentry Blvd | Gentry, AR |
| SILOAM SPRINGS BRANCH | 1660 Highway 412 W | Siloam Springs, AR |
| JAY BRANCH | 1222 N Main St | Jay, OK |
| BENTONVILLE BRANCH | 3401 Sw 2nd St | Bentonville, AR |
| ROGERS BRANCH | 2350 W Hudson Rd | Rogers, AR |
| ROGERS-PLEASANT GROVE BRANCH | 4201 S Dixieland Rd | Rogers, AR |
Showing 7 of 14
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1981 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74344 |
| State and County Number | 40041 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 186 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.grandsavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 32084 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $978.60M |
| Total Deposits | $860.38M |
| Total Liabilities | $866.84M |
| Total Equity Capital | $111.75M |
| Net Income | $5.89M |
| Net Loans and Leases | $776.96M |
| Assets Per Employee ($Millions) | $5.26M |
| Bank Premises and Fixed Assets | $16.99M |
| Cash and Balances due from Depository Institutions | $78.52M |
| Deposits Held in Domestic Offices | $860.38M |
Key Performance Ratios
| Return on Assets (ROA) | 2.45% |
| Return on Equity (ROE) | 21.24% |
| Net Interest Margin | 5.42% |
| Efficiency Ratio | 43.06% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.42% |
| Earning Assets to total Assets | 95.69% |
Income and Expense
| Total Interest Income | $16.85M |
| Total Noninterest Income | $1.66M |
| Total Interest Expense | $4.35M |
| Total Noninterest Expense | $6.10M |
| Net Interest Income | $12.50M |
| Pre-tax Net Operating Income | $7.67M |
| Provision for Credit Losses | $396.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $301.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.91M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.46M |
| Total Liabilities and Capital | $978.60M |
Securities
| Securities | $87.00M |
| Available-for-sale debt securities | $86.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $369.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grand Savings Bank?
$978.60M as of the latest filing.
How much are Grand Savings Bank's total deposits?
$860.38M in total deposits.
Where is Grand Savings Bank located?
Grove, OK.
What is the Net Interest Margin?
5.42%.
How many domestic offices does it operate?
15.
When was it established?
04/10/1981.
What is the Return on Assets (ROA)?
2.45%.
How much are total loans and leases?
$776.96M (latest filing).
What is the total interest income (latest filing)?
$16.85M.