Grand Savings Bank
Grove, OK
IDRSSD: 732178
Total Assets
$1.01B
Latest filing
Total Deposits
$890.68M
Latest filing
Net Interest Margin
5.26%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
303187675GROVE, OK
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Grand Savings Bank
1022 S Main St
Grove, OK 74344
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/10/1981FDIC Certificate 44918
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Grand Savings Bank (Main) | 1022 S Main St | Grove, OK |
| DECATUR BRANCH | 372 Sh 59 N | Decatur, AR |
| GENTRY BRANCH | 104 N Gentry Blvd | Gentry, AR |
| SILOAM SPRINGS BRANCH | 1660 Highway 412 W | Siloam Springs, AR |
| JAY BRANCH | 1222 N Main St | Jay, OK |
| BENTONVILLE BRANCH | 3401 Sw 2nd St | Bentonville, AR |
| ROGERS BRANCH | 2350 W Hudson Rd | Rogers, AR |
| ROGERS-PLEASANT GROVE BRANCH | 4201 S Dixieland Rd | Rogers, AR |
Showing 7 of 14
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank of Grand Lake
Grove, Oklahoma
→
Assets: $240.55MΔ -75.4%
First Bank & Trust Co.
Duncan, Oklahoma
→
Assets: $955.88MΔ -2.3%
Vision Bank
Ada, Oklahoma
→
Assets: $947.09MΔ -3.2%
Kirkpatrick Bank
Edmond, Oklahoma
→
Assets: $1.02BΔ +4.1%
SpiritBank
Tulsa, Oklahoma
→
Assets: $937.47MΔ -4.2%
Security Bank
Tulsa, Oklahoma
→
Assets: $918.89MΔ -6.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1981 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74344 |
| State and County Number | 40041 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 186 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.grandsavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 32084 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.01B |
| Total Deposits | $890.68M |
| Total Liabilities | $896.98M |
| Total Equity Capital | $116.70M |
| Net Income | $4.86M |
| Net Loans and Leases | $814.18M |
| Assets Per Employee ($Millions) | $5.39M |
| Bank Premises and Fixed Assets | $16.76M |
| Cash and Balances due from Depository Institutions | $76.81M |
| Deposits Held in Domestic Offices | $890.68M |
Key Performance Ratios
| Return on Assets (ROA) | 1.95% |
| Return on Equity (ROE) | 17% |
| Net Interest Margin | 5.26% |
| Efficiency Ratio | 43.56% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.53% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.513% |
| Earning Assets to total Assets | 95.51% |
Income and Expense
| Total Interest Income | $16.91M |
| Total Noninterest Income | $1.45M |
| Total Interest Expense | $4.40M |
| Total Noninterest Expense | $6.08M |
| Net Interest Income | $12.51M |
| Pre-tax Net Operating Income | $6.56M |
| Provision for Credit Losses | $1.32M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.36M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.30M |
| Total Liabilities and Capital | $1.01B |
Securities
| Securities | $89.54M |
| Available-for-sale debt securities | $89.28M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $259.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grand Savings Bank?
$1.01B as of the latest filing.
How much are Grand Savings Bank's total deposits?
$890.68M in total deposits.
Where is Grand Savings Bank located?
Grove, OK.
What is the Net Interest Margin?
5.26%.
How many domestic offices does it operate?
15.
When was it established?
04/10/1981.
What is the Return on Assets (ROA)?
1.95%.
How much are total loans and leases?
$814.18M (latest filing).
What is the total interest income (latest filing)?
$16.91M.