Amory First Savings And Loan Bank, Ssb

Amory, MS
IDRSSD: 715975
Total Assets
$75.29M
Latest filing
Total Deposits
$65.30M
Latest filing
Net Interest Margin
2.51%
Profitability

Locations

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Main Office
Amory First Savings And Loan Bank, Ssb
213 2nd Ave N
Amory, MS 38821
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1934FDIC Certificate 41783

Branches (0)

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NameAddressCity / State
No branch data available.
Amory First Savings And Loan Bank, Ssb (Main)213 2nd Ave NAmory, MS

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date06/01/1934
Community BankYes
Ownership TypeMutual
ZIP38821
State and County Number28095
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees9
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/03/2025
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.amoryfederal.com
Data Updated11/14/2025
CERT28949
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$75.29M
Total Deposits$65.30M
Total Liabilities$65.51M
Total Equity Capital$9.78M
Net Income$87.00k
Net Loans and Leases$58.71M
Assets Per Employee ($Millions)$9.41M
Bank Premises and Fixed Assets$556.00k
Cash and Balances due from Depository Institutions$4.50M
Deposits Held in Domestic Offices$65.30M

Key Performance Ratios

Return on Assets (ROA)0.47%
Return on Equity (ROE)3.58%
Net Interest Margin2.51%
Efficiency Ratio66.37%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.35%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.995%
Earning Assets to total Assets97.32%

Income and Expense

Total Interest Income$961.00k
Total Noninterest Income$2.00k
Total Interest Expense$511.00k
Total Noninterest Expense$300.00k
Net Interest Income$450.00k
Pre-tax Net Operating Income$87.00k
Provision for Credit Losses$65.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$207.00k
Total Liabilities and Capital$75.29M

Securities

Securities$10.51M
Available-for-sale debt securities$7.38M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$3.12M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Amory First Savings And Loan Bank, Ssb?
$75.29M as of the latest filing.
How much are Amory First Savings And Loan Bank, Ssb's total deposits?
$65.30M in total deposits.
Where is Amory First Savings And Loan Bank, Ssb located?
Amory, MS.
What is the Net Interest Margin?
2.51%.
How many domestic offices does it operate?
1.
When was it established?
06/01/1934.
What is the Return on Assets (ROA)?
0.47%.
How much are total loans and leases?
$58.71M (latest filing).
What is the total interest income (latest filing)?
$961.00k.