Alva State Bank & Trust Company
Alva, OK
IDRSSD: 246956
Total Assets
$630.82M
Latest filing
Total Deposits
$528.72M
Latest filing
Net Interest Margin
3.27%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103101275ALVA, OK
Key People
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Locations
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Main Office
Alva State Bank & Trust Company
518 College Ave
Alva, OK 73717
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/10/1901FDIC Certificate 6082
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Alva State Bank & Trust Company (Main) | 518 College Ave | Alva, OK |
| BURLINGTON BRANCH | 5th And Locust | Burlington, OK |
| OKEENE BRANCH | 124 N Main St | Okeene, OK |
| ENID BRANCH | 801 W Broadway Ave | Enid, OK |
| FREEDOM STATE BANK BRANCH | 1085 Main St | Freedom, OK |
| FIRST STATE BANK KIOWA BRANCH | 546 Main St | Kiowa, KS |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/10/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73717 |
| State and County Number | 40151 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/15/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.ALVASTATEBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 9465 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $630.82M |
| Total Deposits | $528.72M |
| Total Liabilities | $554.39M |
| Total Equity Capital | $76.42M |
| Net Income | $3.48M |
| Net Loans and Leases | $326.30M |
| Assets Per Employee ($Millions) | $8.3M |
| Bank Premises and Fixed Assets | $1.52M |
| Cash and Balances due from Depository Institutions | $31.44M |
| Deposits Held in Domestic Offices | $528.72M |
Key Performance Ratios
| Return on Assets (ROA) | 2.28% |
| Return on Equity (ROE) | 17.47% |
| Net Interest Margin | 3.27% |
| Efficiency Ratio | 52.78% |
| Tier 1 Risk-Based Capital Ratio | 19.662% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.79% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.115% |
| Earning Assets to total Assets | 93.27% |
Income and Expense
| Total Interest Income | $8.23M |
| Total Noninterest Income | $397.00k |
| Total Interest Expense | $3.59M |
| Total Noninterest Expense | $2.66M |
| Net Interest Income | $4.64M |
| Pre-tax Net Operating Income | $3.58M |
| Provision for Credit Losses | $-1,200,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $462.00k |
| Other borrowed funds | $1.77M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $22.70M |
| All Other Liabilities | $1.20M |
| Total Liabilities and Capital | $630.82M |
Securities
| Securities | $234.65M |
| Available-for-sale debt securities | $233.59M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Alva State Bank & Trust Company?
$630.82M as of the latest filing.
How much are Alva State Bank & Trust Company's total deposits?
$528.72M in total deposits.
Where is Alva State Bank & Trust Company located?
Alva, OK.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
6.
When was it established?
09/10/1901.
What is the Return on Assets (ROA)?
2.28%.
How much are total loans and leases?
$326.30M (latest filing).
What is the total interest income (latest filing)?
$8.23M.