Paper City Savings Bank, S.A.

Wisconsin Rapids, WI
IDRSSD: 102874
Total Assets
$215.88M
Latest filing
Total Deposits
$173.31M
Latest filing
Net Interest Margin
3.84%
Profitability

Locations

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Main Office
Paper City Savings Bank, S.A.
4200 8th St S
Wisconsin Rapids, WI 54494
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1933FDIC Certificate 42510

Branches (2)

Page 1 of 1
NameAddressCity / State
Paper City Savings Bank, S.A. (Main)4200 8th St SWisconsin Rapids, WI
226 MARKET ST BRANCH226 Market StNekoosa, WI
POST RD PLOVER BRANCH2558 Post RdPlover, WI
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassN/A
Primary RegulatorFDIC
Established Date01/01/1933
Community BankYes
Ownership TypeMutual
ZIP54494
State and County Number55141
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code36
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameWisconsin Rapids-Marshfield, WI

Operational Info

Number of Employees41
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/07/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.pcs.bank
Data Updated11/14/2025
CERT29676
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$215.88M
Total Deposits$173.31M
Total Liabilities$183.92M
Total Equity Capital$31.95M
Net Income$636.00k
Net Loans and Leases$184.25M
Assets Per Employee ($Millions)$5.14M
Bank Premises and Fixed Assets$5.20M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$173.31M

Key Performance Ratios

Return on Assets (ROA)1.18%
Return on Equity (ROE)8.05%
Net Interest Margin3.84%
Efficiency Ratio68.41%
Tier 1 Risk-Based Capital Ratio20.831%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.802%
Earning Assets to total Assets94.6%

Income and Expense

Total Interest Income$2.87M
Total Noninterest Income$427.00k
Total Interest Expense$908.00k
Total Noninterest Expense$1.64M
Net Interest Income$1.96M
Pre-tax Net Operating Income$755.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$9.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.61M
Total Liabilities and Capital$215.88M

Securities

Securities$8.85M
Available-for-sale debt securities$7.12M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.73M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Paper City Savings Bank, S.A.?
$215.88M as of the latest filing.
How much are Paper City Savings Bank, S.A.'s total deposits?
$173.31M in total deposits.
Where is Paper City Savings Bank, S.A. located?
Wisconsin Rapids, WI.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1933.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$184.25M (latest filing).
What is the total interest income (latest filing)?
$2.87M.