The Wilmington Savings Bank
Wilmington, OH
IDRSSD: 87476
Total Assets
$266.83M
Latest filing
Total Deposits
$227.58M
Latest filing
Net Interest Margin
2.49%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Wilmington Savings Bank
184 N South St
Wilmington, OH 45177
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1890FDIC Certificate 44373
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Wilmington Savings Bank (Main) | 184 N South St | Wilmington, OH |
| WILMINGTON SAVINGS BANK HILLSBORO OFFICE | 137 N High St | Hillsboro, OH |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 45177 |
| State and County Number | 39027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wilmington, OH |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.wilmingtonsavings.com |
| Data Updated | 01/30/2026 |
| CERT | 31539 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $266.83M |
| Total Deposits | $227.58M |
| Total Liabilities | $228.90M |
| Total Equity Capital | $37.93M |
| Net Income | $719.00k |
| Net Loans and Leases | $199.55M |
| Assets Per Employee ($Millions) | $13.34M |
| Bank Premises and Fixed Assets | $656.00k |
| Cash and Balances due from Depository Institutions | $23.36M |
| Deposits Held in Domestic Offices | $227.58M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 7.66% |
| Net Interest Margin | 2.49% |
| Efficiency Ratio | 56.8% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.216% |
| Earning Assets to total Assets | 95.67% |
Income and Expense
| Total Interest Income | $2.93M |
| Total Noninterest Income | $538.00k |
| Total Interest Expense | $1.37M |
| Total Noninterest Expense | $1.19M |
| Net Interest Income | $1.56M |
| Pre-tax Net Operating Income | $908.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.31M |
| Total Liabilities and Capital | $266.83M |
Securities
| Securities | $33.14M |
| Available-for-sale debt securities | $33.14M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Wilmington Savings Bank?
$266.83M as of the latest filing.
How much are The Wilmington Savings Bank's total deposits?
$227.58M in total deposits.
Where is The Wilmington Savings Bank located?
Wilmington, OH.
What is the Net Interest Margin?
2.49%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$199.55M (latest filing).
What is the total interest income (latest filing)?
$2.93M.