Liberty Savings Bank, F.S.B.
Wilmington, OH
IDRSSD: 839572
Total Assets
$1.11B
Latest filing
Total Deposits
$983.93M
Latest filing
Net Interest Margin
1.68%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Savings Bank, F.S.B.
2251 Rombach Ave
Wilmington, OH 45177
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/14/1984FDIC Certificate 45076
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Liberty Savings Bank, F.S.B. (Main) | 2251 Rombach Ave | Wilmington, OH |
| TAMIAMI TRAIL BRANCH | 8383 S Tamiami Trl | Sarasota, FL |
| SARASOTA BRANCH | 2323 Stickney Point Rd | Sarasota, FL |
| 4103 SOUTH TAMIAMI TRAIL BRANCH | 4103 S Tamiami Trl | Venice, FL |
| BRADENTON BRANCH | 3901 Cortez Rd W | Bradenton, FL |
| LAKEWOOD RANCH BRANCH | 6230 University Pkwy | Lakewood Ranch, FL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 09/14/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45177 |
| State and County Number | 39027 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wilmington, OH |
Operational Info
| Number of Employees | 92 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.libertysavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 32242 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.11B |
| Total Deposits | $983.93M |
| Total Liabilities | $1.02B |
| Total Equity Capital | $83.02M |
| Net Income | $-184,000 |
| Net Loans and Leases | $784.66M |
| Assets Per Employee ($Millions) | $12.31M |
| Bank Premises and Fixed Assets | $7.28M |
| Cash and Balances due from Depository Institutions | $43.40M |
| Deposits Held in Domestic Offices | $983.93M |
Key Performance Ratios
| Return on Assets (ROA) | -0.07% |
| Return on Equity (ROE) | -0.89% |
| Net Interest Margin | 1.68% |
| Efficiency Ratio | 101.9% |
| Tier 1 Risk-Based Capital Ratio | 17.67% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.493% |
| Earning Assets to total Assets | 97.25% |
Income and Expense
| Total Interest Income | $13.84M |
| Total Noninterest Income | $272.00k |
| Total Interest Expense | $9.28M |
| Total Noninterest Expense | $4.92M |
| Net Interest Income | $4.56M |
| Pre-tax Net Operating Income | $-178,000 |
| Provision for Credit Losses | $86.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.05M |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.95M |
| Total Liabilities and Capital | $1.11B |
Securities
| Securities | $254.61M |
| Available-for-sale debt securities | $254.61M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Savings Bank, F.S.B.?
$1.11B as of the latest filing.
How much are Liberty Savings Bank, F.S.B.'s total deposits?
$983.93M in total deposits.
Where is Liberty Savings Bank, F.S.B. located?
Wilmington, OH.
What is the Net Interest Margin?
1.68%.
How many domestic offices does it operate?
6.
When was it established?
09/14/1984.
What is the Return on Assets (ROA)?
-0.07%.
How much are total loans and leases?
$784.66M (latest filing).
What is the total interest income (latest filing)?
$13.84M.