The First National Bank of Sycamore
Sycamore, OH
IDRSSD: 553926
Total Assets
$238.41M
Latest filing
Total Deposits
$208.87M
Latest filing
Net Interest Margin
3.40%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Sycamore
141 S Sycamore Ave
Sycamore, OH 44882
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1919FDIC Certificate 4493
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Sycamore (Main) | 141 S Sycamore Ave | Sycamore, OH |
| NEW RIEGEL BRANCH | 10 E Tiffin St | New Riegel, OH |
| MCCUTCHENVILLE BRANCH | Clay Street | Mccutchenville, OH |
| TIFFIN BRANCH | 2353 W Market St | Tiffin, OH |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
Kenton, Ohio
→
Assets: $232.93MΔ -0.3%
Riverside Bank of Dublin
Dublin, Ohio
→
Assets: $235.78MΔ +0.9%
First Federal Savings and Loan Association
Delta, Ohio
→
Assets: $238.44MΔ +2.1%
Buckeye Community Bank
Elyria, Ohio
→
Assets: $238.44MΔ +2.1%
The Wilmington Savings Bank
Wilmington, Ohio
→
Assets: $251.09MΔ +7.5%
The Farmers State Bank
New Madison, Ohio
→
Assets: $254.37MΔ +8.9%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44882 |
| State and County Number | 39175 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sycamore.bank |
| Data Updated | 11/14/2025 |
| CERT | 6706 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $238.41M |
| Total Deposits | $208.87M |
| Total Liabilities | $219.69M |
| Total Equity Capital | $18.72M |
| Net Income | $649.00k |
| Net Loans and Leases | $137.61M |
| Assets Per Employee ($Millions) | $7.69M |
| Bank Premises and Fixed Assets | $2.91M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $208.87M |
Key Performance Ratios
| Return on Assets (ROA) | 1.1% |
| Return on Equity (ROE) | 14.88% |
| Net Interest Margin | 3.4% |
| Efficiency Ratio | 59.55% |
| Tier 1 Risk-Based Capital Ratio | 15.354% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.854% |
| Earning Assets to total Assets | 94.06% |
Income and Expense
| Total Interest Income | $2.85M |
| Total Noninterest Income | $156.00k |
| Total Interest Expense | $961.00k |
| Total Noninterest Expense | $1.22M |
| Net Interest Income | $1.89M |
| Pre-tax Net Operating Income | $796.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.79M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.45M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.03M |
| Total Liabilities and Capital | $238.41M |
Securities
| Securities | $75.74M |
| Available-for-sale debt securities | $75.74M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Sycamore?
$238.41M as of the latest filing.
How much are The First National Bank of Sycamore's total deposits?
$208.87M in total deposits.
Where is The First National Bank of Sycamore located?
Sycamore, OH.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1919.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$137.61M (latest filing).
What is the total interest income (latest filing)?
$2.85M.