Wheeler County State Bank
Alamo, GA
IDRSSD: 989534
Total Assets
$170.00M
Latest filing
Total Deposits
$146.13M
Latest filing
Net Interest Margin
5.04%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061212170ALAMO, GA
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/29/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30411 |
| State and County Number | 13309 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2026 |
| Date of Deposit Insurance | 01/26/1945 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 16228 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $170.00M |
| Total Deposits | $146.13M |
| Total Liabilities | $147.16M |
| Total Equity Capital | $22.84M |
| Net Income | $-966,000 |
| Net Loans and Leases | $95.55M |
| Assets Per Employee ($Millions) | $6.54M |
| Bank Premises and Fixed Assets | $462.00k |
| Cash and Balances due from Depository Institutions | $69.00M |
| Deposits Held in Domestic Offices | $146.13M |
Key Performance Ratios
| Return on Assets (ROA) | -2.32% |
| Return on Equity (ROE) | -16.05% |
| Net Interest Margin | 5.04% |
| Efficiency Ratio | 146.83% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.437% |
| Earning Assets to total Assets | 92.02% |
Income and Expense
| Total Interest Income | $2.50M |
| Total Noninterest Income | $83.00k |
| Total Interest Expense | $518.00k |
| Total Noninterest Expense | $3.03M |
| Net Interest Income | $1.98M |
| Pre-tax Net Operating Income | $-966,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.03M |
| Total Liabilities and Capital | $170.00M |
Securities
| Securities | $4.17M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.17M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wheeler County State Bank?
$170.00M as of the latest filing.
How much are Wheeler County State Bank's total deposits?
$146.13M in total deposits.
Where is Wheeler County State Bank located?
Alamo, GA.
What is the Net Interest Margin?
5.04%.
How many domestic offices does it operate?
4.
When was it established?
06/29/1934.
What is the Return on Assets (ROA)?
-2.32%.
How much are total loans and leases?
$95.55M (latest filing).
What is the total interest income (latest filing)?
$2.50M.