Farmers State Bank
Dublin, GA
IDRSSD: 113030
Total Assets
$156.09M
Latest filing
Total Deposits
$135.37M
Latest filing
Net Interest Margin
5.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank
1620 Veterans Blvd
Dublin, GA 31021
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1934FDIC Certificate 13516
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers State Bank (Main) | 1620 Veterans Blvd | Dublin, GA |
| CADWELL BRANCH | 993 Burch St | Cadwell, GA |
| HILLCREST BRANCH | 901 Hillcrest Pkwy | Dublin, GA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31021 |
| State and County Number | 13175 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Dublin, GA |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/19/1967 |
| Primary Insurance Agency | DIF |
| Website | www.farmersstate-online.net |
| Data Updated | 11/14/2025 |
| CERT | 19720 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $156.09M |
| Total Deposits | $135.37M |
| Total Liabilities | $136.96M |
| Total Equity Capital | $19.13M |
| Net Income | $855.00k |
| Net Loans and Leases | $117.32M |
| Assets Per Employee ($Millions) | $5.2M |
| Bank Premises and Fixed Assets | $1.41M |
| Cash and Balances due from Depository Institutions | $17.16M |
| Deposits Held in Domestic Offices | $135.37M |
Key Performance Ratios
| Return on Assets (ROA) | 2.21% |
| Return on Equity (ROE) | 18.28% |
| Net Interest Margin | 5.41% |
| Efficiency Ratio | 58.95% |
| Tier 1 Risk-Based Capital Ratio | 17.729% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.256% |
| Earning Assets to total Assets | 96.68% |
Income and Expense
| Total Interest Income | $2.42M |
| Total Noninterest Income | $136.00k |
| Total Interest Expense | $398.00k |
| Total Noninterest Expense | $1.27M |
| Net Interest Income | $2.02M |
| Pre-tax Net Operating Income | $855.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $937.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.59M |
| Total Liabilities and Capital | $156.09M |
Securities
| Securities | $18.23M |
| Available-for-sale debt securities | $18.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$156.09M as of the latest filing.
How much are Farmers State Bank's total deposits?
$135.37M in total deposits.
Where is Farmers State Bank located?
Dublin, GA.
What is the Net Interest Margin?
5.41%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$117.32M (latest filing).
What is the total interest income (latest filing)?
$2.42M.