Family Bank
Pelham, GA
IDRSSD: 156970
Total Assets
$152.65M
Latest filing
Total Deposits
$130.47M
Latest filing
Net Interest Margin
5.24%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Family Bank
134 Hand Ave W
Pelham, GA 31779
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1931FDIC Certificate 42191
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Family Bank (Main) | 134 Hand Ave W | Pelham, GA |
| 152 EAST BROAD STREET BRANCH | 152 E Broad St | Camilla, GA |
| 800 EAST COLLEGE STREET BRANCH | 800 E College St | Bainbridge, GA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1931 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 31779 |
| State and County Number | 13205 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.familybank.com |
| Data Updated | 11/14/2025 |
| CERT | 29357 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $152.65M |
| Total Deposits | $130.47M |
| Total Liabilities | $131.55M |
| Total Equity Capital | $21.09M |
| Net Income | $485.00k |
| Net Loans and Leases | $130.66M |
| Assets Per Employee ($Millions) | $4.63M |
| Bank Premises and Fixed Assets | $1.48M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $130.47M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 9.31% |
| Net Interest Margin | 5.24% |
| Efficiency Ratio | 62.24% |
| Tier 1 Risk-Based Capital Ratio | 21.402% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.47% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.819% |
| Earning Assets to total Assets | 95.04% |
Income and Expense
| Total Interest Income | $2.57M |
| Total Noninterest Income | $317.00k |
| Total Interest Expense | $654.00k |
| Total Noninterest Expense | $1.39M |
| Net Interest Income | $1.91M |
| Pre-tax Net Operating Income | $661.00k |
| Provision for Credit Losses | $181.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $89.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $989.00k |
| Total Liabilities and Capital | $152.65M |
Securities
| Securities | $370.00k |
| Available-for-sale debt securities | $370.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Family Bank?
$152.65M as of the latest filing.
How much are Family Bank's total deposits?
$130.47M in total deposits.
Where is Family Bank located?
Pelham, GA.
What is the Net Interest Margin?
5.24%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1931.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$130.66M (latest filing).
What is the total interest income (latest filing)?
$2.57M.