Moultrie Bank & Trust
Moultrie, GA
IDRSSD: 5686324
Total Assets
$174.89M
Latest filing
Total Deposits
$153.54M
Latest filing
Net Interest Margin
3.66%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061221491MOULTRIE, GA
Key People
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Locations
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Main Office
Moultrie Bank & Trust
600 Veterans Parkway North
Moultrie, GA 31788
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/09/2022FDIC Certificate 634922
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Moultrie Bank & Trust (Main) | 600 Veterans Parkway North | Moultrie, GA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/09/2022 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31788 |
| State and County Number | 13071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Moultrie, GA |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/08/2024 |
| Date of Deposit Insurance | 05/09/2022 |
| Primary Insurance Agency | DIF |
| Website | www.mbtga.com |
| Data Updated | 01/30/2026 |
| CERT | 59285 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $174.89M |
| Total Deposits | $153.54M |
| Total Liabilities | $153.77M |
| Total Equity Capital | $21.12M |
| Net Income | $477.00k |
| Net Loans and Leases | $56.38M |
| Assets Per Employee ($Millions) | $12.49M |
| Bank Premises and Fixed Assets | $7.51M |
| Cash and Balances due from Depository Institutions | $65.80M |
| Deposits Held in Domestic Offices | $153.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 9.18% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 59.11% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.078% |
| Earning Assets to total Assets | 94.69% |
Income and Expense
| Total Interest Income | $2.05M |
| Total Noninterest Income | $51.00k |
| Total Interest Expense | $623.00k |
| Total Noninterest Expense | $873.00k |
| Net Interest Income | $1.43M |
| Pre-tax Net Operating Income | $477.00k |
| Provision for Credit Losses | $127.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.92M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $233.00k |
| Total Liabilities and Capital | $174.89M |
Securities
| Securities | $38.27M |
| Available-for-sale debt securities | $38.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Moultrie Bank & Trust?
$174.89M as of the latest filing.
How much are Moultrie Bank & Trust's total deposits?
$153.54M in total deposits.
Where is Moultrie Bank & Trust located?
Moultrie, GA.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
1.
When was it established?
05/09/2022.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$56.38M (latest filing).
What is the total interest income (latest filing)?
$2.05M.