Legacy State Bank
Loganville, GA
IDRSSD: 3340903
Total Assets
$186.85M
Latest filing
Total Deposits
$160.68M
Latest filing
Net Interest Margin
4.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Legacy State Bank
3825 Harrison Rd
Loganville, GA 30052
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/15/2005FDIC Certificate 429271
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Legacy State Bank (Main) | 3825 Harrison Rd | Loganville, GA |
| MONROE OFFICE BRANCH | 210 Mlk, Jr. Blvd | Monroe, GA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/15/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30052 |
| State and County Number | 13135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/15/2005 |
| Primary Insurance Agency | DIF |
| Website | http://www.legacystatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 57882 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.85M |
| Total Deposits | $160.68M |
| Total Liabilities | $165.10M |
| Total Equity Capital | $21.75M |
| Net Income | $492.00k |
| Net Loans and Leases | $131.30M |
| Assets Per Employee ($Millions) | $8.12M |
| Bank Premises and Fixed Assets | $2.18M |
| Cash and Balances due from Depository Institutions | $19.21M |
| Deposits Held in Domestic Offices | $160.68M |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 9.25% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 62.53% |
| Tier 1 Risk-Based Capital Ratio | 14.453% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.641% |
| Earning Assets to total Assets | 95.91% |
Income and Expense
| Total Interest Income | $2.73M |
| Total Noninterest Income | $47.00k |
| Total Interest Expense | $951.00k |
| Total Noninterest Expense | $1.14M |
| Net Interest Income | $1.78M |
| Pre-tax Net Operating Income | $623.00k |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $413.00k |
| Total Liabilities and Capital | $186.85M |
Securities
| Securities | $31.39M |
| Available-for-sale debt securities | $31.39M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Legacy State Bank?
$186.85M as of the latest filing.
How much are Legacy State Bank's total deposits?
$160.68M in total deposits.
Where is Legacy State Bank located?
Loganville, GA.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
2.
When was it established?
03/15/2005.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$131.30M (latest filing).
What is the total interest income (latest filing)?
$2.73M.