Bank of Dawson
Dawson, GA
IDRSSD: 193537
Total Assets
$162.19M
Latest filing
Total Deposits
$134.29M
Latest filing
Net Interest Margin
4.31%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Dawson
209 N Main St
Dawson, GA 39842
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1911FDIC Certificate 558
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Bank of Dawson (Main) | 209 N Main St | Dawson, GA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Wheeler County State Bank
Alamo, Georgia
→
Assets: $166.44MΔ +1.0%
Farmers and Merchants Bank
Sylvania, Georgia
→
Assets: $168.84MΔ +2.5%
The Farmers Bank
Greensboro, Georgia
→
Assets: $170.93MΔ +3.8%
West Central Georgia Bank
Thomaston, Georgia
→
Assets: $157.36MΔ -4.5%
Farmers State Bank
Dublin, Georgia
→
Assets: $153.86MΔ -6.6%
Family Bank
Pelham, Georgia
→
Assets: $153.66MΔ -6.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39842 |
| State and County Number | 13273 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Albany, GA |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofdawson.com |
| Data Updated | 11/14/2025 |
| CERT | 876 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $162.19M |
| Total Deposits | $134.29M |
| Total Liabilities | $136.37M |
| Total Equity Capital | $25.82M |
| Net Income | $697.00k |
| Net Loans and Leases | $97.58M |
| Assets Per Employee ($Millions) | $7.72M |
| Bank Premises and Fixed Assets | $1.40M |
| Cash and Balances due from Depository Institutions | $13.65M |
| Deposits Held in Domestic Offices | $134.29M |
Key Performance Ratios
| Return on Assets (ROA) | 1.71% |
| Return on Equity (ROE) | 11.07% |
| Net Interest Margin | 4.31% |
| Efficiency Ratio | 55.27% |
| Tier 1 Risk-Based Capital Ratio | 25.432% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.919% |
| Earning Assets to total Assets | 93.25% |
Income and Expense
| Total Interest Income | $2.46M |
| Total Noninterest Income | $165.00k |
| Total Interest Expense | $816.00k |
| Total Noninterest Expense | $1.00M |
| Net Interest Income | $1.65M |
| Pre-tax Net Operating Income | $735.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $345.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.32M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.08M |
| Total Liabilities and Capital | $162.19M |
Securities
| Securities | $32.63M |
| Available-for-sale debt securities | $32.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Dawson?
$162.19M as of the latest filing.
How much are Bank of Dawson's total deposits?
$134.29M in total deposits.
Where is Bank of Dawson located?
Dawson, GA.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
1.
When was it established?
07/01/1911.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$97.58M (latest filing).
What is the total interest income (latest filing)?
$2.46M.