Bank of Dawson

Dawson, GA
IDRSSD: 193537
Total Assets
$158.32M
Latest filing
Total Deposits
$131.53M
Latest filing
Net Interest Margin
4.24%
Profitability

Key People

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Locations

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Main Office
Bank of Dawson
209 N Main St
Dawson, GA 39842
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1911FDIC Certificate 558

Branches (0)

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NameAddressCity / State
No branch data available.
Bank of Dawson (Main)209 N Main StDawson, GA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1911
Community BankYes
Ownership TypeNot Mutual
ZIP39842
State and County Number13273
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameAlbany, GA

Operational Info

Number of Employees21
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofdawson.com
Data Updated01/30/2026
CERT876
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$158.32M
Total Deposits$131.53M
Total Liabilities$133.45M
Total Equity Capital$24.87M
Net Income$188.00k
Net Loans and Leases$89.11M
Assets Per Employee ($Millions)$7.54M
Bank Premises and Fixed Assets$1.55M
Cash and Balances due from Depository Institutions$16.56M
Deposits Held in Domestic Offices$131.53M

Key Performance Ratios

Return on Assets (ROA)0.47%
Return on Equity (ROE)2.97%
Net Interest Margin4.24%
Efficiency Ratio85.71%
Tier 1 Risk-Based Capital Ratio24.969%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.707%
Earning Assets to total Assets90.7%

Income and Expense

Total Interest Income$2.35M
Total Noninterest Income$138.00k
Total Interest Expense$787.00k
Total Noninterest Expense$1.46M
Net Interest Income$1.56M
Pre-tax Net Operating Income$193.00k
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$263.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$11.18M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.92M
Total Liabilities and Capital$158.32M

Securities

Securities$31.90M
Available-for-sale debt securities$31.90M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Dawson?
$158.32M as of the latest filing.
How much are Bank of Dawson's total deposits?
$131.53M in total deposits.
Where is Bank of Dawson located?
Dawson, GA.
What is the Net Interest Margin?
4.24%.
How many domestic offices does it operate?
1.
When was it established?
07/01/1911.
What is the Return on Assets (ROA)?
0.47%.
How much are total loans and leases?
$89.11M (latest filing).
What is the total interest income (latest filing)?
$2.35M.