Planters and Citizens Bank
Camilla, GA
IDRSSD: 132938
Total Assets
$145.43M
Latest filing
Total Deposits
$123.55M
Latest filing
Net Interest Margin
3.54%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061202957CAMILLA, GA
Key People
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Locations
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Main Office
Planters and Citizens Bank
21 N Harney St
Camilla, GA 31730
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/24/1913FDIC Certificate 6440
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Planters and Citizens Bank (Main) | 21 N Harney St | Camilla, GA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/24/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31730 |
| State and County Number | 13205 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.pcbank.net |
| Data Updated | 01/30/2026 |
| CERT | 10072 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $145.43M |
| Total Deposits | $123.55M |
| Total Liabilities | $133.73M |
| Total Equity Capital | $11.70M |
| Net Income | $222.00k |
| Net Loans and Leases | $76.98M |
| Assets Per Employee ($Millions) | $6.06M |
| Bank Premises and Fixed Assets | $1.34M |
| Cash and Balances due from Depository Institutions | $16.94M |
| Deposits Held in Domestic Offices | $123.55M |
Key Performance Ratios
| Return on Assets (ROA) | 0.6% |
| Return on Equity (ROE) | 7.71% |
| Net Interest Margin | 3.54% |
| Efficiency Ratio | 81.89% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.042% |
| Earning Assets to total Assets | 91.46% |
Income and Expense
| Total Interest Income | $1.84M |
| Total Noninterest Income | $163.00k |
| Total Interest Expense | $648.00k |
| Total Noninterest Expense | $1.11M |
| Net Interest Income | $1.20M |
| Pre-tax Net Operating Income | $282.00k |
| Provision for Credit Losses | $-36,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.21M |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.23M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $963.00k |
| Total Liabilities and Capital | $145.43M |
Securities
| Securities | $34.70M |
| Available-for-sale debt securities | $34.70M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Planters and Citizens Bank?
$145.43M as of the latest filing.
How much are Planters and Citizens Bank's total deposits?
$123.55M in total deposits.
Where is Planters and Citizens Bank located?
Camilla, GA.
What is the Net Interest Margin?
3.54%.
How many domestic offices does it operate?
1.
When was it established?
05/24/1913.
What is the Return on Assets (ROA)?
0.6%.
How much are total loans and leases?
$76.98M (latest filing).
What is the total interest income (latest filing)?
$1.84M.