Pinnacle Bank
Lincoln, NE
IDRSSD: 913856
Total Assets
$8.86B
Latest filing
Total Deposits
$7.84B
Latest filing
Net Interest Margin
3.25%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104913912LINCOLN, NE
Key People
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Locations
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Main Office
Pinnacle Bank
1401 N St
Lincoln, NE 68508
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1880FDIC Certificate 6817
Branches (71)
Page 1 of 11| Name | Address | City / State |
|---|---|---|
| Pinnacle Bank (Main) | 1401 N St | Lincoln, NE |
| VERDIGRE BRANCH | 400 Main Street | Verdigre, NE |
| JOPLIN BRANCH | 802 S Main St | Joplin, MO |
| GRETNA/VILLAGE SQUARE BRANCH | 817 Village Sq | Gretna, NE |
| PALMER BRANCH | 912 Commercial St | Palmer, NE |
| HASTINGS STATE BRANCH | 530 N Burlington Ave | Hastings, NE |
| PINNACLE BANK BRANCH | 122 W Cedardale Rd | Papillion, NE |
| HAYES CENTER BRANCH | 400 Tate St | Hayes Center, NE |
Showing 7 of 71
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1880 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 68508 |
| State and County Number | 31109 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lincoln, NE |
Operational Info
| Number of Employees | 896 |
| Domestic Offices | 72 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pinnbank.com |
| Data Updated | 01/30/2026 |
| CERT | 10634 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $8.86B |
| Total Deposits | $7.84B |
| Total Liabilities | $8.00B |
| Total Equity Capital | $857.92M |
| Net Income | $30.29M |
| Net Loans and Leases | $6.54B |
| Assets Per Employee ($Millions) | $9.78M |
| Bank Premises and Fixed Assets | $92.80M |
| Cash and Balances due from Depository Institutions | $645.88M |
| Deposits Held in Domestic Offices | $7.84B |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 14.44% |
| Net Interest Margin | 3.25% |
| Efficiency Ratio | 49.69% |
| Tier 1 Risk-Based Capital Ratio | 12.37% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.683% |
| Earning Assets to total Assets | 95.78% |
Income and Expense
| Total Interest Income | $106.43M |
| Total Noninterest Income | $10.81M |
| Total Interest Expense | $38.69M |
| Total Noninterest Expense | $39.03M |
| Net Interest Income | $67.74M |
| Pre-tax Net Operating Income | $38.68M |
| Provision for Credit Losses | $837.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $8.30M |
| Other borrowed funds | $30.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $62.79M |
| All Other Liabilities | $68.93M |
| Total Liabilities and Capital | $8.86B |
Securities
| Securities | $1.41B |
| Available-for-sale debt securities | $1.41B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pinnacle Bank?
$8.86B as of the latest filing.
How much are Pinnacle Bank's total deposits?
$7.84B in total deposits.
Where is Pinnacle Bank located?
Lincoln, NE.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
72.
When was it established?
01/01/1880.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$6.54B (latest filing).
What is the total interest income (latest filing)?
$106.43M.