City Bank & Trust Co.
Lincoln, NE
IDRSSD: 79855
Total Assets
$334.44M
Latest filing
Total Deposits
$287.91M
Latest filing
Net Interest Margin
3.80%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
City Bank & Trust Co.
2929 Pine Lake Rd
Lincoln, NE 68516
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/18/1910FDIC Certificate 3643
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| City Bank & Trust Co. (Main) | 2929 Pine Lake Rd | Lincoln, NE |
| CRETE BRANCH | 1135 Main Ave | Crete, NE |
| SAVANNAH PINES LIVING CENTER | 3900 Pine Lake Rd | Lincoln, NE |
| CITY BANK & TRUST COMPANY | 940 P St | Lincoln, NE |
| CITY BANK & TRUST CO. EAST BRANCH | 4225 Lucile Dr | Lincoln, NE |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/18/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68516 |
| State and County Number | 31109 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lincoln, NE |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.citybankandtrust.com |
| Data Updated | 01/30/2026 |
| CERT | 5396 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $334.44M |
| Total Deposits | $287.91M |
| Total Liabilities | $299.26M |
| Total Equity Capital | $35.17M |
| Net Income | $1.37M |
| Net Loans and Leases | $299.69M |
| Assets Per Employee ($Millions) | $7.78M |
| Bank Premises and Fixed Assets | $690.00k |
| Cash and Balances due from Depository Institutions | $13.34M |
| Deposits Held in Domestic Offices | $287.91M |
Key Performance Ratios
| Return on Assets (ROA) | 1.67% |
| Return on Equity (ROE) | 15.87% |
| Net Interest Margin | 3.8% |
| Efficiency Ratio | 55.3% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.517% |
| Earning Assets to total Assets | 95.95% |
Income and Expense
| Total Interest Income | $4.77M |
| Total Noninterest Income | $376.00k |
| Total Interest Expense | $1.77M |
| Total Noninterest Expense | $1.87M |
| Net Interest Income | $3.00M |
| Pre-tax Net Operating Income | $1.41M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.50M |
| Federal Funds Purchased and Repurchased Agreement | $330.00k |
| All Other Liabilities | $1.02M |
| Total Liabilities and Capital | $334.44M |
Securities
| Securities | $14.55M |
| Available-for-sale debt securities | $13.89M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $660.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of City Bank & Trust Co.?
$334.44M as of the latest filing.
How much are City Bank & Trust Co.'s total deposits?
$287.91M in total deposits.
Where is City Bank & Trust Co. located?
Lincoln, NE.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
5.
When was it established?
04/18/1910.
What is the Return on Assets (ROA)?
1.67%.
How much are total loans and leases?
$299.69M (latest filing).
What is the total interest income (latest filing)?
$4.77M.