WaFd Bank
Seattle, WA
IDRSSD: 656377
Total Assets
$26.68B
Latest filing
Total Deposits
$21.58B
Latest filing
Net Interest Margin
2.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
WaFd Bank
425 Pike St
Seattle, WA 98101
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1917FDIC Certificate 40922
Branches (210)
Page 1 of 30| Name | Address | City / State |
|---|---|---|
| WaFd Bank (Main) | 425 Pike St | Seattle, WA |
| SILVER CITY BRANCH | 1301 N Hudson St. | Silver City, NM |
| SIXTH STREET BRANCH | 5215 S 6th St | Klamath Falls, OR |
| HOBBS MAIN BRANCH | 325 E Bender Blvd | Hobbs, NM |
| CORNWALL BRANCH | 1500 Cornwall Ave | Bellingham, WA |
| CAVE JUNCTION BRANCH | 135 S Redwood Hwy | Cave Junction, OR |
| PRINCE STREET BRANCH | 2720 N Prince St | Clovis, NM |
| CHELAN BRANCH | 101 E Johnson Ave | Chelan, WA |
Showing 7 of 210
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Sound Community Bank
Seattle, Washington
→
Assets: $1.06BΔ -96.0%
Seattle Bank
Seattle, Washington
→
Assets: $1.01BΔ -96.2%
Banner Bank
Walla Walla, Washington
→
Assets: $16.43BΔ -38.5%
Washington Trust Bank
Spokane, Washington
→
Assets: $10.68BΔ -60.0%
Heritage Bank
Olympia, Washington
→
Assets: $7.07BΔ -73.6%
Coastal Community Bank
Everett, Washington
→
Assets: $4.48BΔ -83.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1917 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 98101 |
| State and County Number | 53033 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Seattle-Tacoma-Bellevue, WA |
Operational Info
| Number of Employees | 2,004 |
| Domestic Offices | 211 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/25/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.wafdbank.com |
| Data Updated | 11/14/2025 |
| CERT | 28088 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $26.68B |
| Total Deposits | $21.58B |
| Total Liabilities | $23.64B |
| Total Equity Capital | $3.04B |
| Net Income | $60.69M |
| Net Loans and Leases | $20.09B |
| Assets Per Employee ($Millions) | $13.48M |
| Bank Premises and Fixed Assets | $306.77M |
| Cash and Balances due from Depository Institutions | $657.31M |
| Deposits Held in Domestic Offices | $21.58B |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 8% |
| Net Interest Margin | 2.79% |
| Efficiency Ratio | 55.01% |
| Tier 1 Risk-Based Capital Ratio | 13.397% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.404% |
| Earning Assets to total Assets | 92.82% |
Income and Expense
| Total Interest Income | $328.58M |
| Total Noninterest Income | $14.97M |
| Total Interest Expense | $155.45M |
| Total Noninterest Expense | $105.68M |
| Net Interest Income | $173.13M |
| Pre-tax Net Operating Income | $79.43M |
| Provision for Credit Losses | $3.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $11.08M |
| Other borrowed funds | $1.77B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $289.43M |
| Total Liabilities and Capital | $26.68B |
Securities
| Securities | $4.18B |
| Available-for-sale debt securities | $3.53B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $645.80M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of WaFd Bank?
$26.68B as of the latest filing.
How much are WaFd Bank's total deposits?
$21.58B in total deposits.
Where is WaFd Bank located?
Seattle, WA.
What is the Net Interest Margin?
2.79%.
How many domestic offices does it operate?
211.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$20.09B (latest filing).
What is the total interest income (latest filing)?
$328.58M.