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American Interstate Bank

Elkhorn, NE
IDRSSD: 547251
Total Assets
$124.43M
Latest filing
Total Deposits
$98.54M
Latest filing
Net Interest Margin
5.89%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/29/1915
Community BankYes
Ownership TypeNot Mutual
ZIP68022
State and County Number31055
Subchapter S CorporationsYes
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameOmaha-Council Bluffs, NE-IA

Operational Info

Number of Employees10
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.americaninterstatebank.com
Data Updated11/14/2025
CERT1439
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$124.43M
Total Deposits$98.54M
Total Liabilities$98.75M
Total Equity Capital$25.68M
Net Income$1.29M
Net Loans and Leases$66.57M
Assets Per Employee ($Millions)$11.31M
Bank Premises and Fixed Assets$1.14M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$98.54M

Key Performance Ratios

Return on Assets (ROA)3.91%
Return on Equity (ROE)20.65%
Net Interest Margin5.89%
Efficiency Ratio28.26%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets20.634%
Earning Assets to total Assets96.29%

Income and Expense

Total Interest Income$1.91M
Total Noninterest Income$41.00k
Total Interest Expense$150.00k
Total Noninterest Expense$509.00k
Net Interest Income$1.76M
Pre-tax Net Operating Income$1.29M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$216.00k
Total Liabilities and Capital$124.43M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Interstate Bank?
$124.43M as of the latest filing.
How much are American Interstate Bank's total deposits?
$98.54M in total deposits.
Where is American Interstate Bank located?
Elkhorn, NE.
What is the Net Interest Margin?
5.89%.
How many domestic offices does it operate?
3.
When was it established?
03/29/1915.
What is the Return on Assets (ROA)?
3.91%.
How much are total loans and leases?
$66.57M (latest filing).
What is the total interest income (latest filing)?
$1.91M.