American Interstate Bank
Elkhorn, NE
IDRSSD: 547251
Total Assets
$134.17M
Latest filing
Total Deposits
$109.74M
Latest filing
Net Interest Margin
5.73%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104910135ELKHORN, NE
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
American Interstate Bank
3331 N 204th St
Elkhorn, NE 68022
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/29/1915FDIC Certificate 956
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American Interstate Bank (Main) | 3331 N 204th St | Elkhorn, NE |
| ELKHORN BRANCH | 3331 N 204th St | Elkhorn, NE |
| MAPLE BRANCH | 15909 W Maple Rd | Omaha, NE |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
United Republic Bank
Elkhorn, Nebraska
→
Assets: $201.30MΔ +61.8%
Legends West Bank
Lewellen, Nebraska
→
Assets: $125.00MΔ +0.5%
First Central Bank McCook
Mccook, Nebraska
→
Assets: $122.39MΔ -1.6%
Custer Federal State Bank
Broken Bow, Nebraska
→
Assets: $122.39MΔ -1.6%
F&M Bank
Falls City, Nebraska
→
Assets: $127.47MΔ +2.4%
West Plains Bank
Ainsworth, Nebraska
→
Assets: $128.09MΔ +2.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/29/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68022 |
| State and County Number | 31055 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Omaha-Council Bluffs, NE-IA |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.americaninterstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 1439 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $134.17M |
| Total Deposits | $109.74M |
| Total Liabilities | $109.99M |
| Total Equity Capital | $24.18M |
| Net Income | $1.50M |
| Net Loans and Leases | $66.88M |
| Assets Per Employee ($Millions) | $12.2M |
| Bank Premises and Fixed Assets | $1.12M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $109.74M |
Key Performance Ratios
| Return on Assets (ROA) | 4.65% |
| Return on Equity (ROE) | 24.13% |
| Net Interest Margin | 5.73% |
| Efficiency Ratio | 28.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.62% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.021% |
| Earning Assets to total Assets | 96.61% |
Income and Expense
| Total Interest Income | $1.94M |
| Total Noninterest Income | $42.00k |
| Total Interest Expense | $149.00k |
| Total Noninterest Expense | $525.00k |
| Net Interest Income | $1.79M |
| Pre-tax Net Operating Income | $1.50M |
| Provision for Credit Losses | $-200,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $255.00k |
| Total Liabilities and Capital | $134.17M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Interstate Bank?
$134.17M as of the latest filing.
How much are American Interstate Bank's total deposits?
$109.74M in total deposits.
Where is American Interstate Bank located?
Elkhorn, NE.
What is the Net Interest Margin?
5.73%.
How many domestic offices does it operate?
3.
When was it established?
03/29/1915.
What is the Return on Assets (ROA)?
4.65%.
How much are total loans and leases?
$66.88M (latest filing).
What is the total interest income (latest filing)?
$1.94M.