West Plains Bank
Ainsworth, NE
IDRSSD: 967952
Total Assets
$128.09M
Latest filing
Total Deposits
$99.72M
Latest filing
Net Interest Margin
3.86%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
West Plains Bank
200 N Main St
Ainsworth, NE 69210
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/1913FDIC Certificate 3622
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| West Plains Bank (Main) | 200 N Main St | Ainsworth, NE |
| SPRINGVIEW BRANCH | 110 S Main St | Springview, NE |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/01/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69210 |
| State and County Number | 31017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/23/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.westplainsbk.com |
| Data Updated | 11/14/2025 |
| CERT | 5369 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $128.09M |
| Total Deposits | $99.72M |
| Total Liabilities | $108.12M |
| Total Equity Capital | $19.97M |
| Net Income | $412.00k |
| Net Loans and Leases | $76.90M |
| Assets Per Employee ($Millions) | $8.54M |
| Bank Premises and Fixed Assets | $126.00k |
| Cash and Balances due from Depository Institutions | $6.03M |
| Deposits Held in Domestic Offices | $99.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 8.31% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 54.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.592% |
| Earning Assets to total Assets | 92.4% |
Income and Expense
| Total Interest Income | $1.61M |
| Total Noninterest Income | $81.00k |
| Total Interest Expense | $454.00k |
| Total Noninterest Expense | $677.00k |
| Net Interest Income | $1.15M |
| Pre-tax Net Operating Income | $558.00k |
| Provision for Credit Losses | $-1,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.59M |
| All Other Liabilities | $2.07M |
| Total Liabilities and Capital | $128.09M |
Securities
| Securities | $36.95M |
| Available-for-sale debt securities | $36.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of West Plains Bank?
$128.09M as of the latest filing.
How much are West Plains Bank's total deposits?
$99.72M in total deposits.
Where is West Plains Bank located?
Ainsworth, NE.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
2.
When was it established?
10/01/1913.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$76.90M (latest filing).
What is the total interest income (latest filing)?
$1.61M.