Bank of Dixon County
Ponca, NE
IDRSSD: 920359
Total Assets
$132.79M
Latest filing
Total Deposits
$113.64M
Latest filing
Net Interest Margin
4.17%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Dixon County
117 E 3rd St
Ponca, NE 68770
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1881FDIC Certificate 9339
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Dixon County (Main) | 117 E 3rd St | Ponca, NE |
| JACKSON BRANCH | 218 E Elk St | Jackson, NE |
| 412 MAIN STREET BRANCH | 412 Main St | New Castle, NE |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1881 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68770 |
| State and County Number | 31051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux City, IA-NE-SD |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/10/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofdc.com |
| Data Updated | 01/30/2026 |
| CERT | 14912 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $132.79M |
| Total Deposits | $113.64M |
| Total Liabilities | $114.97M |
| Total Equity Capital | $17.82M |
| Net Income | $519.00k |
| Net Loans and Leases | $89.22M |
| Assets Per Employee ($Millions) | $7.81M |
| Bank Premises and Fixed Assets | $1.62M |
| Cash and Balances due from Depository Institutions | $15.49M |
| Deposits Held in Domestic Offices | $113.64M |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 11.73% |
| Net Interest Margin | 4.17% |
| Efficiency Ratio | 54.44% |
| Tier 1 Risk-Based Capital Ratio | 21.78% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.421% |
| Earning Assets to total Assets | 94.57% |
Income and Expense
| Total Interest Income | $1.88M |
| Total Noninterest Income | $73.00k |
| Total Interest Expense | $579.00k |
| Total Noninterest Expense | $748.00k |
| Net Interest Income | $1.30M |
| Pre-tax Net Operating Income | $619.00k |
| Provision for Credit Losses | $7.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $811.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.71M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $519.00k |
| Total Liabilities and Capital | $132.79M |
Securities
| Securities | $19.76M |
| Available-for-sale debt securities | $14.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.17M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Dixon County?
$132.79M as of the latest filing.
How much are Bank of Dixon County's total deposits?
$113.64M in total deposits.
Where is Bank of Dixon County located?
Ponca, NE.
What is the Net Interest Margin?
4.17%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1881.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$89.22M (latest filing).
What is the total interest income (latest filing)?
$1.88M.