Bank of Dixon County
Ponca, NE
IDRSSD: 920359
Total Assets
$129.33M
Latest filing
Total Deposits
$110.41M
Latest filing
Net Interest Margin
4.15%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1881 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68770 |
| State and County Number | 31051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux City, IA-NE-SD |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/10/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofdc.com |
| Data Updated | 11/14/2025 |
| CERT | 14912 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $129.33M |
| Total Deposits | $110.41M |
| Total Liabilities | $111.77M |
| Total Equity Capital | $17.56M |
| Net Income | $573.00k |
| Net Loans and Leases | $88.67M |
| Assets Per Employee ($Millions) | $7.61M |
| Bank Premises and Fixed Assets | $1.65M |
| Cash and Balances due from Depository Institutions | $13.63M |
| Deposits Held in Domestic Offices | $110.41M |
Key Performance Ratios
| Return on Assets (ROA) | 1.78% |
| Return on Equity (ROE) | 13.36% |
| Net Interest Margin | 4.15% |
| Efficiency Ratio | 50.26% |
| Tier 1 Risk-Based Capital Ratio | 21.944% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.579% |
| Earning Assets to total Assets | 95.81% |
Income and Expense
| Total Interest Income | $1.87M |
| Total Noninterest Income | $76.00k |
| Total Interest Expense | $590.00k |
| Total Noninterest Expense | $682.00k |
| Net Interest Income | $1.28M |
| Pre-tax Net Operating Income | $675.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $825.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.28M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $533.00k |
| Total Liabilities and Capital | $129.33M |
Securities
| Securities | $20.24M |
| Available-for-sale debt securities | $15.95M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $4.24M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Dixon County?
$129.33M as of the latest filing.
How much are Bank of Dixon County's total deposits?
$110.41M in total deposits.
Where is Bank of Dixon County located?
Ponca, NE.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1881.
What is the Return on Assets (ROA)?
1.78%.
How much are total loans and leases?
$88.67M (latest filing).
What is the total interest income (latest filing)?
$1.87M.