Vision Bank

Ada, OK
IDRSSD: 241157
Total Assets
$947.09M
Latest filing
Total Deposits
$779.12M
Latest filing
Net Interest Margin
4.34%
Profitability

Locations

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Main Office
Vision Bank
101 E Main St
Ada, OK 74820
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/1924FDIC Certificate 2610

Branches (9)

Page 1 of 2
NameAddressCity / State
Vision Bank (Main)101 E Main StAda, OK
SULPHUR BRANCH1100 W Broadway AveSulphur, OK
MOTOR BANK BRANCH1200 East 12th StreetAda, OK
ARLINGTON CENTER BRANCH1901 Arlington StAda, OK
MEEKER BRANCH409 S Dawson StMeeker, OK
PRAGUE BRANCH802 N Jim Thorpe BlvdPrague, OK
DURANT BRANCH2514 W University BlvdDurant, OK
DAVIS BRANCH1200 E Main StDavis, OK
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date11/01/1924
Community BankYes
Ownership TypeNot Mutual
ZIP74820
State and County Number40123
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameAda, OK

Operational Info

Number of Employees195
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.visionbank.bank
Data Updated11/14/2025
CERT4029
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$947.09M
Total Deposits$779.12M
Total Liabilities$876.54M
Total Equity Capital$70.56M
Net Income$2.87M
Net Loans and Leases$691.00M
Assets Per Employee ($Millions)$4.86M
Bank Premises and Fixed Assets$21.56M
Cash and Balances due from Depository Institutions$16.84M
Deposits Held in Domestic Offices$779.12M

Key Performance Ratios

Return on Assets (ROA)1.22%
Return on Equity (ROE)17.16%
Net Interest Margin4.34%
Efficiency Ratio71.83%
Tier 1 Risk-Based Capital Ratio13.32%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.45%
Earning Assets to total Assets93.08%

Income and Expense

Total Interest Income$13.15M
Total Noninterest Income$2.00M
Total Interest Expense$3.63M
Total Noninterest Expense$8.27M
Net Interest Income$9.52M
Pre-tax Net Operating Income$2.87M
Provision for Credit Losses$372.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.38M
Other borrowed funds$349.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$87.06M
All Other Liabilities$10.01M
Total Liabilities and Capital$947.09M

Securities

Securities$187.24M
Available-for-sale debt securities$187.24M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Vision Bank?
$947.09M as of the latest filing.
How much are Vision Bank's total deposits?
$779.12M in total deposits.
Where is Vision Bank located?
Ada, OK.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
10.
When was it established?
11/01/1924.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$691.00M (latest filing).
What is the total interest income (latest filing)?
$13.15M.