Vision Bank

Ada, OK
IDRSSD: 241157
Total Assets
$959.28M
Latest filing
Total Deposits
$791.76M
Latest filing
Net Interest Margin
4.20%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

103101026ADA, OK

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Vision Bank
101 E Main St
Ada, OK 74820
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/01/1924FDIC Certificate 2610

Branches (9)

Page 1 of 2
NameAddressCity / State
Vision Bank (Main)101 E Main StAda, OK
SULPHUR BRANCH1100 W Broadway AveSulphur, OK
MOTOR BANK BRANCH1200 East 12th StreetAda, OK
ARLINGTON CENTER BRANCH1901 Arlington StAda, OK
MEEKER BRANCH409 S Dawson StMeeker, OK
PRAGUE BRANCH802 N Jim Thorpe BlvdPrague, OK
DURANT BRANCH2514 W University BlvdDurant, OK
DAVIS BRANCH1200 E Main StDavis, OK
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date11/01/1924
Community BankYes
Ownership TypeNot Mutual
ZIP74820
State and County Number40123
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameAda, OK

Operational Info

Number of Employees195
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.visionbank.bank
Data Updated01/30/2026
CERT4029
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$959.28M
Total Deposits$791.76M
Total Liabilities$888.02M
Total Equity Capital$71.27M
Net Income$1.96M
Net Loans and Leases$693.82M
Assets Per Employee ($Millions)$4.92M
Bank Premises and Fixed Assets$21.64M
Cash and Balances due from Depository Institutions$20.14M
Deposits Held in Domestic Offices$791.76M

Key Performance Ratios

Return on Assets (ROA)0.82%
Return on Equity (ROE)11.03%
Net Interest Margin4.2%
Efficiency Ratio72.93%
Tier 1 Risk-Based Capital Ratio12.998%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.47%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.429%
Earning Assets to total Assets93.34%

Income and Expense

Total Interest Income$12.98M
Total Noninterest Income$2.07M
Total Interest Expense$3.65M
Total Noninterest Expense$8.31M
Net Interest Income$9.33M
Pre-tax Net Operating Income$1.96M
Provision for Credit Losses$1.13M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.38M
Other borrowed funds$240.00k
Federal Funds Sold & Reverse Repurchase Agreement$7.85M
Federal Funds Purchased and Repurchased Agreement$86.68M
All Other Liabilities$9.34M
Total Liabilities and Capital$959.28M

Securities

Securities$186.23M
Available-for-sale debt securities$186.23M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Vision Bank?
$959.28M as of the latest filing.
How much are Vision Bank's total deposits?
$791.76M in total deposits.
Where is Vision Bank located?
Ada, OK.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
10.
When was it established?
11/01/1924.
What is the Return on Assets (ROA)?
0.82%.
How much are total loans and leases?
$693.82M (latest filing).
What is the total interest income (latest filing)?
$12.98M.