Liberty National Bank
Lawton, OK
IDRSSD: 68756
Total Assets
$1.33B
Latest filing
Total Deposits
$1.19B
Latest filing
Net Interest Margin
4.23%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103107392LAWTON, OK
Key People
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Locations
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Main Office
Liberty National Bank
629 Sw C Ave
Lawton, OK 73501
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 7363
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Liberty National Bank (Main) | 629 Sw C Ave | Lawton, OK |
| CHICKASHA BRANCH | 1924 S 4th St | Chickasha, OK |
| LIBERTY NATIONAL BANK - ELGIN BRANCH | 8232 State Highway 17 | Elgin, OK |
| BLANCHARD BRANCH | 1500 N Council | Blanchard, OK |
| APACHE BRANCH | 802 Coblake St | Apache, OK |
| LIBERTY NATIONAL BANK - WEST GORE | 4005 W Gore Blvd | Lawton, OK |
| LIBERTY NATIONAL BANK - MEDICINE PAR BRANCH | 23975 State Highway 49 | Lawton, OK |
| SOUTH PENN BRANCH | 13300 S Pennsylvania Ave | Oklahoma City, OK |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73501 |
| State and County Number | 40031 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lawton, OK |
Operational Info
| Number of Employees | 150 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.WeAreLiberty.bank |
| Data Updated | 01/30/2026 |
| CERT | 11522 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.33B |
| Total Deposits | $1.19B |
| Total Liabilities | $1.20B |
| Total Equity Capital | $134.44M |
| Net Income | $7.90M |
| Net Loans and Leases | $853.00M |
| Assets Per Employee ($Millions) | $8.75M |
| Bank Premises and Fixed Assets | $14.73M |
| Cash and Balances due from Depository Institutions | $195.05M |
| Deposits Held in Domestic Offices | $1.19B |
Key Performance Ratios
| Return on Assets (ROA) | 2.51% |
| Return on Equity (ROE) | 24.21% |
| Net Interest Margin | 4.23% |
| Efficiency Ratio | 46.31% |
| Tier 1 Risk-Based Capital Ratio | 14.719% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.111% |
| Earning Assets to total Assets | 94.56% |
Income and Expense
| Total Interest Income | $18.58M |
| Total Noninterest Income | $2.13M |
| Total Interest Expense | $5.95M |
| Total Noninterest Expense | $6.83M |
| Net Interest Income | $12.63M |
| Pre-tax Net Operating Income | $7.90M |
| Provision for Credit Losses | $19.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $538.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.32M |
| Total Liabilities and Capital | $1.33B |
Securities
| Securities | $238.31M |
| Available-for-sale debt securities | $213.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $24.74M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty National Bank?
$1.33B as of the latest filing.
How much are Liberty National Bank's total deposits?
$1.19B in total deposits.
Where is Liberty National Bank located?
Lawton, OK.
What is the Net Interest Margin?
4.23%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
2.51%.
How much are total loans and leases?
$853.00M (latest filing).
What is the total interest income (latest filing)?
$18.58M.