First National Bank of Oklahoma
Oklahoma City, OK
IDRSSD: 525053
Total Assets
$895.99M
Latest filing
Total Deposits
$781.13M
Latest filing
Net Interest Margin
4.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Oklahoma
10900 Hefner Pointe Dr
Oklahoma City, OK 73120
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1917FDIC Certificate 2763
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Oklahoma (Main) | 10900 Hefner Pointe Dr | Oklahoma City, OK |
| TONKAWA BRANCH | 101 W Grand Ave | Tonkawa, OK |
| OKLAHOMA CITY BRANCH | 5101 N Western Ave | Oklahoma City, OK |
| PONCA CITY BRANCH | 1501 E Prospect Ave | Ponca City, OK |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73120 |
| State and County Number | 40109 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 67 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbok.bank |
| Data Updated | 11/14/2025 |
| CERT | 4211 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $895.99M |
| Total Deposits | $781.13M |
| Total Liabilities | $806.44M |
| Total Equity Capital | $89.55M |
| Net Income | $5.23M |
| Net Loans and Leases | $705.10M |
| Assets Per Employee ($Millions) | $12.27M |
| Bank Premises and Fixed Assets | $10.67M |
| Cash and Balances due from Depository Institutions | $101.34M |
| Deposits Held in Domestic Offices | $781.13M |
Key Performance Ratios
| Return on Assets (ROA) | 2.36% |
| Return on Equity (ROE) | 24.15% |
| Net Interest Margin | 4.5% |
| Efficiency Ratio | 45.49% |
| Tier 1 Risk-Based Capital Ratio | 13.297% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.994% |
| Earning Assets to total Assets | 95.29% |
Income and Expense
| Total Interest Income | $15.32M |
| Total Noninterest Income | $970.00k |
| Total Interest Expense | $5.87M |
| Total Noninterest Expense | $4.74M |
| Net Interest Income | $9.46M |
| Pre-tax Net Operating Income | $5.23M |
| Provision for Credit Losses | $457.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.31M |
| Total Liabilities and Capital | $895.99M |
Securities
| Securities | $56.97M |
| Available-for-sale debt securities | $56.97M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Oklahoma?
$895.99M as of the latest filing.
How much are First National Bank of Oklahoma's total deposits?
$781.13M in total deposits.
Where is First National Bank of Oklahoma located?
Oklahoma City, OK.
What is the Net Interest Margin?
4.50%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
2.36%.
How much are total loans and leases?
$705.10M (latest filing).
What is the total interest income (latest filing)?
$15.32M.