Citizens Bank of Ada
Ada, OK
IDRSSD: 807656
Total Assets
$343.13M
Latest filing
Total Deposits
$301.03M
Latest filing
Net Interest Margin
4.55%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103101330ADA, OK
Key People
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Locations
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Main Office
Citizens Bank of Ada
123 W 12th St
Ada, OK 74820
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/20/1967FDIC Certificate 13478
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Bank of Ada (Main) | 123 W 12th St | Ada, OK |
| ADA ARLINGTON BRANCH | 1717 Arlington St | Ada, OK |
| SOUTH ADA BRANCH | 1400 Cradduck Rd | Ada, OK |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/20/1967 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74820 |
| State and County Number | 40123 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Ada, OK |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/20/1967 |
| Primary Insurance Agency | DIF |
| Website | www.citizensada.bank |
| Data Updated | 01/30/2026 |
| CERT | 19679 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $343.13M |
| Total Deposits | $301.03M |
| Total Liabilities | $312.73M |
| Total Equity Capital | $30.40M |
| Net Income | $1.74M |
| Net Loans and Leases | $179.21M |
| Assets Per Employee ($Millions) | $5.45M |
| Bank Premises and Fixed Assets | $2.09M |
| Cash and Balances due from Depository Institutions | $19.04M |
| Deposits Held in Domestic Offices | $301.03M |
Key Performance Ratios
| Return on Assets (ROA) | 2.08% |
| Return on Equity (ROE) | 22.21% |
| Net Interest Margin | 4.55% |
| Efficiency Ratio | 57.02% |
| Tier 1 Risk-Based Capital Ratio | 17.554% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.86% |
| Earning Assets to total Assets | 95.77% |
Income and Expense
| Total Interest Income | $4.51M |
| Total Noninterest Income | $619.00k |
| Total Interest Expense | $888.00k |
| Total Noninterest Expense | $2.42M |
| Net Interest Income | $3.62M |
| Pre-tax Net Operating Income | $1.74M |
| Provision for Credit Losses | $79.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $31.62M |
| Federal Funds Purchased and Repurchased Agreement | $7.40M |
| All Other Liabilities | $4.30M |
| Total Liabilities and Capital | $343.13M |
Securities
| Securities | $103.22M |
| Available-for-sale debt securities | $67.48M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $35.74M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank of Ada?
$343.13M as of the latest filing.
How much are Citizens Bank of Ada's total deposits?
$301.03M in total deposits.
Where is Citizens Bank of Ada located?
Ada, OK.
What is the Net Interest Margin?
4.55%.
How many domestic offices does it operate?
3.
When was it established?
02/20/1967.
What is the Return on Assets (ROA)?
2.08%.
How much are total loans and leases?
$179.21M (latest filing).
What is the total interest income (latest filing)?
$4.51M.