First Liberty Bank
Oklahoma City, OK
IDRSSD: 898850
Total Assets
$851.17M
Latest filing
Total Deposits
$735.43M
Latest filing
Net Interest Margin
4.24%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
103013130OKLAHOMA CITY, OK111926374OKLAHOMA CITY, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Liberty Bank
9601 N May Ave
Oklahoma City, OK 73120
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/12/1933FDIC Certificate 8770
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Liberty Bank (Main) | 9601 N May Ave | Oklahoma City, OK |
| FIRST LIBERTY BANK - NORMAN BRANCH | 3500 24th Ave Nw | Norman, OK |
| FRISCO BRANCH | 2600 Dallas Pkwy | Frisco, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/12/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73120 |
| State and County Number | 40109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 94 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.myfirstliberty.com |
| Data Updated | 01/30/2026 |
| CERT | 14029 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $851.17M |
| Total Deposits | $735.43M |
| Total Liabilities | $756.17M |
| Total Equity Capital | $95.00M |
| Net Income | $2.71M |
| Net Loans and Leases | $690.71M |
| Assets Per Employee ($Millions) | $9.35M |
| Bank Premises and Fixed Assets | $9.40M |
| Cash and Balances due from Depository Institutions | $83.31M |
| Deposits Held in Domestic Offices | $735.43M |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 11.44% |
| Net Interest Margin | 4.24% |
| Efficiency Ratio | 57.91% |
| Tier 1 Risk-Based Capital Ratio | 13.022% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.161% |
| Earning Assets to total Assets | 94.76% |
Income and Expense
| Total Interest Income | $14.19M |
| Total Noninterest Income | $1.68M |
| Total Interest Expense | $5.71M |
| Total Noninterest Expense | $5.88M |
| Net Interest Income | $8.48M |
| Pre-tax Net Operating Income | $3.96M |
| Provision for Credit Losses | $311.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.74M |
| Total Liabilities and Capital | $851.17M |
Securities
| Securities | $41.85M |
| Available-for-sale debt securities | $41.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Liberty Bank?
$851.17M as of the latest filing.
How much are First Liberty Bank's total deposits?
$735.43M in total deposits.
Where is First Liberty Bank located?
Oklahoma City, OK.
What is the Net Interest Margin?
4.24%.
How many domestic offices does it operate?
3.
When was it established?
12/12/1933.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$690.71M (latest filing).
What is the total interest income (latest filing)?
$14.19M.