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First Liberty Bank

Oklahoma City, OK
IDRSSD: 898850
Total Assets
$835.66M
Latest filing
Total Deposits
$717.06M
Latest filing
Net Interest Margin
4.26%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/12/1933
Community BankYes
Ownership TypeNot Mutual
ZIP73120
State and County Number40109
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameOklahoma City, OK

Operational Info

Number of Employees88
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.myfirstliberty.com
Data Updated11/14/2025
CERT14029
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$835.66M
Total Deposits$717.06M
Total Liabilities$740.87M
Total Equity Capital$94.80M
Net Income$2.51M
Net Loans and Leases$675.71M
Assets Per Employee ($Millions)$8.89M
Bank Premises and Fixed Assets$11.36M
Cash and Balances due from Depository Institutions$80.31M
Deposits Held in Domestic Offices$717.06M

Key Performance Ratios

Return on Assets (ROA)1.22%
Return on Equity (ROE)10.75%
Net Interest Margin4.26%
Efficiency Ratio59.21%
Tier 1 Risk-Based Capital Ratio13.25%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.344%
Earning Assets to total Assets94.81%

Income and Expense

Total Interest Income$14.41M
Total Noninterest Income$755.00k
Total Interest Expense$6.08M
Total Noninterest Expense$5.38M
Net Interest Income$8.33M
Pre-tax Net Operating Income$3.35M
Provision for Credit Losses$357.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$744.00k
Other borrowed funds$15.20M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$8.61M
Total Liabilities and Capital$835.66M

Securities

Securities$42.03M
Available-for-sale debt securities$42.03M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Liberty Bank?
$835.66M as of the latest filing.
How much are First Liberty Bank's total deposits?
$717.06M in total deposits.
Where is First Liberty Bank located?
Oklahoma City, OK.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
3.
When was it established?
12/12/1933.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$675.71M (latest filing).
What is the total interest income (latest filing)?
$14.41M.