Bank of Erath
Erath, LA
IDRSSD: 399731
Total Assets
$106.55M
Latest filing
Total Deposits
$91.75M
Latest filing
Net Interest Margin
4.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Erath
105 W Edward St
Erath, LA 70533
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1910FDIC Certificate 5440
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Erath (Main) | 105 W Edward St | Erath, LA |
| DELCAMBRE BRANCH | Railroad And Main Streets | Delcambre, LA |
| ABBEVILLE BRANCH | 1309 Charity St | Abbeville, LA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70533 |
| State and County Number | 22113 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lafayette, LA |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankoferath.com |
| Data Updated | 11/14/2025 |
| CERT | 8532 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $106.55M |
| Total Deposits | $91.75M |
| Total Liabilities | $92.67M |
| Total Equity Capital | $13.89M |
| Net Income | $-166,000 |
| Net Loans and Leases | $54.98M |
| Assets Per Employee ($Millions) | $4.1M |
| Bank Premises and Fixed Assets | $1.46M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $91.75M |
Key Performance Ratios
| Return on Assets (ROA) | -0.63% |
| Return on Equity (ROE) | -4.8% |
| Net Interest Margin | 4.45% |
| Efficiency Ratio | 111.41% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.032% |
| Earning Assets to total Assets | 91.02% |
Income and Expense
| Total Interest Income | $1.33M |
| Total Noninterest Income | $129.00k |
| Total Interest Expense | $244.00k |
| Total Noninterest Expense | $1.36M |
| Net Interest Income | $1.09M |
| Pre-tax Net Operating Income | $-139,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $842.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $921.00k |
| Total Liabilities and Capital | $106.55M |
Securities
| Securities | $26.08M |
| Available-for-sale debt securities | $26.08M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Erath?
$106.55M as of the latest filing.
How much are Bank of Erath's total deposits?
$91.75M in total deposits.
Where is Bank of Erath located?
Erath, LA.
What is the Net Interest Margin?
4.45%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
-0.63%.
How much are total loans and leases?
$54.98M (latest filing).
What is the total interest income (latest filing)?
$1.33M.