Columbus State Bank

Columbus, TX
IDRSSD: 891253
Total Assets
$337.88M
Latest filing
Total Deposits
$293.19M
Latest filing
Net Interest Margin
2.13%
Profitability

Key People

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Locations

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Main Office
Columbus State Bank
1102 Milam St
Columbus, TX 78934
Full Service - Brick and Mortar
Updated 04/10/2026Established 08/19/1919FDIC Certificate 7823

Branches (2)

Page 1 of 1
NameAddressCity / State
Columbus State Bank (Main)1102 Milam StColumbus, TX
DRIVE-IN FACILITY505 Spring StColumbus, TX
HILL BANK BRANCH201 E Main StWeimar, TX
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/19/1919
Community BankYes
Ownership TypeNot Mutual
ZIP78934
State and County Number48089
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees23
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.columbusstate.com
Data Updated04/10/2026
CERT12305
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$337.88M
Total Deposits$293.19M
Total Liabilities$294.23M
Total Equity Capital$43.65M
Net Income$670.00k
Net Loans and Leases$20.22M
Assets Per Employee ($Millions)$15.36M
Bank Premises and Fixed Assets$499.00k
Cash and Balances due from Depository Institutions$122.93M
Deposits Held in Domestic Offices$293.19M

Key Performance Ratios

Return on Assets (ROA)0.8%
Return on Equity (ROE)6.18%
Net Interest Margin2.13%
Efficiency Ratio52.44%
Tier 1 Risk-Based Capital Ratio50.745%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.919%
Earning Assets to total Assets97.79%

Income and Expense

Total Interest Income$2.42M
Total Noninterest Income$97.00k
Total Interest Expense$670.00k
Total Noninterest Expense$968.00k
Net Interest Income$1.75M
Pre-tax Net Operating Income$878.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.04M
Total Liabilities and Capital$337.88M

Securities

Securities$191.41M
Available-for-sale debt securities$191.41M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Columbus State Bank?
$337.88M as of the latest filing.
How much are Columbus State Bank's total deposits?
$293.19M in total deposits.
Where is Columbus State Bank located?
Columbus, TX.
What is the Net Interest Margin?
2.13%.
How many domestic offices does it operate?
3.
When was it established?
08/19/1919.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$20.22M (latest filing).
What is the total interest income (latest filing)?
$2.42M.