Columbus State Bank
Columbus, TX
IDRSSD: 891253
Total Assets
$333.21M
Latest filing
Total Deposits
$289.35M
Latest filing
Net Interest Margin
2.42%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Columbus State Bank
1102 Milam St
Columbus, TX 78934
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/19/1919FDIC Certificate 7823
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Columbus State Bank (Main) | 1102 Milam St | Columbus, TX |
| DRIVE-IN FACILITY | 505 Spring St | Columbus, TX |
| HILL BANK BRANCH | 201 E Main St | Weimar, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/19/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78934 |
| State and County Number | 48089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.columbusstate.com |
| Data Updated | 01/30/2026 |
| CERT | 12305 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $333.21M |
| Total Deposits | $289.35M |
| Total Liabilities | $290.10M |
| Total Equity Capital | $43.11M |
| Net Income | $698.00k |
| Net Loans and Leases | $19.47M |
| Assets Per Employee ($Millions) | $14.49M |
| Bank Premises and Fixed Assets | $484.00k |
| Cash and Balances due from Depository Institutions | $146.72M |
| Deposits Held in Domestic Offices | $289.35M |
Key Performance Ratios
| Return on Assets (ROA) | 0.88% |
| Return on Equity (ROE) | 6.33% |
| Net Interest Margin | 2.42% |
| Efficiency Ratio | 53.83% |
| Tier 1 Risk-Based Capital Ratio | 50.56% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.938% |
| Earning Assets to total Assets | 97.96% |
Income and Expense
| Total Interest Income | $2.54M |
| Total Noninterest Income | $90.00k |
| Total Interest Expense | $658.00k |
| Total Noninterest Expense | $1.06M |
| Net Interest Income | $1.88M |
| Pre-tax Net Operating Income | $909.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $757.00k |
| Total Liabilities and Capital | $333.21M |
Securities
| Securities | $164.15M |
| Available-for-sale debt securities | $164.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Columbus State Bank?
$333.21M as of the latest filing.
How much are Columbus State Bank's total deposits?
$289.35M in total deposits.
Where is Columbus State Bank located?
Columbus, TX.
What is the Net Interest Margin?
2.42%.
How many domestic offices does it operate?
3.
When was it established?
08/19/1919.
What is the Return on Assets (ROA)?
0.88%.
How much are total loans and leases?
$19.47M (latest filing).
What is the total interest income (latest filing)?
$2.54M.