The National Bank of Andrews
Andrews, TX
IDRSSD: 488653
Total Assets
$316.17M
Latest filing
Total Deposits
$278.62M
Latest filing
Net Interest Margin
5.94%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/25/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79714 |
| State and County Number | 48003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | — |
| Core Based Statistical Area Name | Andrews, TX |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/02/1995 |
| Date of Deposit Insurance | 03/25/1983 |
| Primary Insurance Agency | BIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 24394 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $316.17M |
| Total Deposits | $278.62M |
| Total Liabilities | $283.43M |
| Total Equity Capital | $32.74M |
| Net Income | $2.33M |
| Net Loans and Leases | $214.45M |
| Assets Per Employee ($Millions) | $5.27M |
| Bank Premises and Fixed Assets | $3.35M |
| Cash and Balances due from Depository Institutions | $5.06M |
| Deposits Held in Domestic Offices | $278.62M |
Key Performance Ratios
| Return on Assets (ROA) | 3.09% |
| Return on Equity (ROE) | 28.66% |
| Net Interest Margin | 5.94% |
| Efficiency Ratio | 56.23% |
| Tier 1 Risk-Based Capital Ratio | 13.214% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.354% |
| Earning Assets to total Assets | 91.27% |
Income and Expense
| Total Interest Income | $4.77M |
| Total Noninterest Income | $1.60M |
| Total Interest Expense | $718.00k |
| Total Noninterest Expense | $3.18M |
| Net Interest Income | $4.05M |
| Pre-tax Net Operating Income | $2.33M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.34M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $24.17M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.81M |
| Total Liabilities and Capital | $316.17M |
Securities
| Securities | $49.24M |
| Available-for-sale debt securities | $49.24M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The National Bank of Andrews?
$316.17M as of the latest filing.
How much are The National Bank of Andrews's total deposits?
$278.62M in total deposits.
Where is The National Bank of Andrews located?
Andrews, TX.
What is the Net Interest Margin?
5.94%.
How many domestic offices does it operate?
1.
When was it established?
03/25/1983.
What is the Return on Assets (ROA)?
3.09%.
How much are total loans and leases?
$214.45M (latest filing).
What is the total interest income (latest filing)?
$4.77M.