Llano National Bank
Llano, TX
IDRSSD: 946555
Total Assets
$311.28M
Latest filing
Total Deposits
$276.91M
Latest filing
Net Interest Margin
3.73%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Llano National Bank
1001 Ford St
Llano, TX 78643
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/17/1983FDIC Certificate 16907
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Llano National Bank (Main) | 1001 Ford St | Llano, TX |
| LAKE BUCHANAN BRANCH | 8600 W Ranch Road 1431 | Buchanan Dam, TX |
| NORTH BRANCH | 104 W Young St | Llano, TX |
| BURNET BRANCH | 1210 S Water St | Burnet, TX |
| HILL COUNTRY NATIONAL BANK BRANCH | 400 Panther Hollow Dr | Marble Falls, TX |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Arrowhead Bank
Llano, Texas
→
Assets: $302.20MΔ -5.4%
The National Bank of Andrews
Andrews, Texas
→
Assets: $321.54MΔ +0.7%
The First National Bank of Hughes Springs
Hughes Springs, Texas
→
Assets: $316.48MΔ -0.9%
First State Bank of Burnet
Burnet, Texas
→
Assets: $322.70MΔ +1.0%
Global One Bank
Houston, Texas
→
Assets: $314.70MΔ -1.5%
Ozona Bank
Ozona, Texas
→
Assets: $326.95MΔ +2.4%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/17/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78643 |
| State and County Number | 48299 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/17/1983 |
| Primary Insurance Agency | DIF |
| Website | www.llanonational.bank |
| Data Updated | 04/10/2026 |
| CERT | 24305 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $311.28M |
| Total Deposits | $276.91M |
| Total Liabilities | $280.36M |
| Total Equity Capital | $30.92M |
| Net Income | $753.00k |
| Net Loans and Leases | $172.36M |
| Assets Per Employee ($Millions) | $6.62M |
| Bank Premises and Fixed Assets | $10.59M |
| Cash and Balances due from Depository Institutions | $18.76M |
| Deposits Held in Domestic Offices | $276.91M |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 9.88% |
| Net Interest Margin | 3.73% |
| Efficiency Ratio | 69.54% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.934% |
| Earning Assets to total Assets | 91.5% |
Income and Expense
| Total Interest Income | $3.77M |
| Total Noninterest Income | $296.00k |
| Total Interest Expense | $1.08M |
| Total Noninterest Expense | $2.08M |
| Net Interest Income | $2.69M |
| Pre-tax Net Operating Income | $910.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $25.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.45M |
| Total Liabilities and Capital | $311.28M |
Securities
| Securities | $96.74M |
| Available-for-sale debt securities | $96.74M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Llano National Bank?
$311.28M as of the latest filing.
How much are Llano National Bank's total deposits?
$276.91M in total deposits.
Where is Llano National Bank located?
Llano, TX.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
4.
When was it established?
01/17/1983.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$172.36M (latest filing).
What is the total interest income (latest filing)?
$3.77M.