Llano National Bank
Llano, TX
IDRSSD: 946555
Total Assets
$319.35M
Latest filing
Total Deposits
$286.24M
Latest filing
Net Interest Margin
3.78%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Llano National Bank
1001 Ford St
Llano, TX 78643
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/17/1983FDIC Certificate 16907
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Llano National Bank (Main) | 1001 Ford St | Llano, TX |
| LAKE BUCHANAN BRANCH | 8600 W Ranch Road 1431 | Buchanan Dam, TX |
| NORTH BRANCH | 104 W Young St | Llano, TX |
| BURNET BRANCH | 1210 S Water St | Burnet, TX |
| HILL COUNTRY NATIONAL BANK BRANCH | 400 Panther Hollow Dr | Marble Falls, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/17/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78643 |
| State and County Number | 48299 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/17/1983 |
| Primary Insurance Agency | DIF |
| Website | www.llanonational.bank |
| Data Updated | 01/30/2026 |
| CERT | 24305 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $319.35M |
| Total Deposits | $286.24M |
| Total Liabilities | $289.29M |
| Total Equity Capital | $30.06M |
| Net Income | $791.00k |
| Net Loans and Leases | $161.93M |
| Assets Per Employee ($Millions) | $6.52M |
| Bank Premises and Fixed Assets | $10.53M |
| Cash and Balances due from Depository Institutions | $33.59M |
| Deposits Held in Domestic Offices | $286.24M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 10.75% |
| Net Interest Margin | 3.78% |
| Efficiency Ratio | 68.81% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.414% |
| Earning Assets to total Assets | 91.76% |
Income and Expense
| Total Interest Income | $3.67M |
| Total Noninterest Income | $326.00k |
| Total Interest Expense | $1.01M |
| Total Noninterest Expense | $2.06M |
| Net Interest Income | $2.67M |
| Pre-tax Net Operating Income | $933.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $873.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.05M |
| Total Liabilities and Capital | $319.35M |
Securities
| Securities | $99.28M |
| Available-for-sale debt securities | $99.28M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Llano National Bank?
$319.35M as of the latest filing.
How much are Llano National Bank's total deposits?
$286.24M in total deposits.
Where is Llano National Bank located?
Llano, TX.
What is the Net Interest Margin?
3.78%.
How many domestic offices does it operate?
4.
When was it established?
01/17/1983.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$161.93M (latest filing).
What is the total interest income (latest filing)?
$3.67M.