Llano National Bank
Llano, TX
IDRSSD: 946555
Total Assets
$296.14M
Latest filing
Total Deposits
$261.54M
Latest filing
Net Interest Margin
3.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Llano National Bank
1001 Ford St
Llano, TX 78643
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/17/1983FDIC Certificate 16907
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Llano National Bank (Main) | 1001 Ford St | Llano, TX |
| LAKE BUCHANAN BRANCH | 8600 W Ranch Road 1431 | Buchanan Dam, TX |
| NORTH BRANCH | 104 W Young St | Llano, TX |
| BURNET BRANCH | 1210 S Water St | Burnet, TX |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/17/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78643 |
| State and County Number | 48299 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/17/1983 |
| Primary Insurance Agency | DIF |
| Website | www.llanonational.bank |
| Data Updated | 11/14/2025 |
| CERT | 24305 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $296.14M |
| Total Deposits | $261.54M |
| Total Liabilities | $267.33M |
| Total Equity Capital | $28.81M |
| Net Income | $780.00k |
| Net Loans and Leases | $162.61M |
| Assets Per Employee ($Millions) | $6.44M |
| Bank Premises and Fixed Assets | $9.30M |
| Cash and Balances due from Depository Institutions | $11.09M |
| Deposits Held in Domestic Offices | $261.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 11.46% |
| Net Interest Margin | 3.79% |
| Efficiency Ratio | 69.41% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.728% |
| Earning Assets to total Assets | 91.66% |
Income and Expense
| Total Interest Income | $3.64M |
| Total Noninterest Income | $314.00k |
| Total Interest Expense | $1.05M |
| Total Noninterest Expense | $2.02M |
| Net Interest Income | $2.60M |
| Pre-tax Net Operating Income | $890.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $261.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.29M |
| Total Liabilities and Capital | $296.14M |
Securities
| Securities | $99.99M |
| Available-for-sale debt securities | $99.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Llano National Bank?
$296.14M as of the latest filing.
How much are Llano National Bank's total deposits?
$261.54M in total deposits.
Where is Llano National Bank located?
Llano, TX.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
4.
When was it established?
01/17/1983.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$162.61M (latest filing).
What is the total interest income (latest filing)?
$3.64M.