Freedom Bank
Alamo, TX
IDRSSD: 432058
Total Assets
$301.60M
Latest filing
Total Deposits
$246.99M
Latest filing
Net Interest Margin
4.06%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
114923329ALAMO, TX
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Freedom Bank
533 N Alamo Rd
Alamo, TX 78516
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/12/1958FDIC Certificate 11820
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Freedom Bank (Main) | 533 N Alamo Rd | Alamo, TX |
| MCALLEN OFFICE BRANCH | 1301 E Nolana Ave | Mcallen, TX |
| FREER BRANCH | 405 S. Norton | Freer, TX |
| FREEDOM BANK - SAN DIEGO BRANCH | 511 E Gravis St | San Diego, TX |
| EDINBURG NORTH BRANCH | 4120 N Interstate 69c | Edinburg, TX |
| FREEDOM BANK - MISSION BRANCH | 800 E Tom Landry St | Mission, TX |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Citizens National Bank at Brownwood
Brownwood, Texas
→
Assets: $297.79MΔ -0.5%
The Jacksboro National Bank
Jacksboro, Texas
→
Assets: $301.32MΔ +0.6%
Charter Bank
Corpus Christi, Texas
→
Assets: $301.46MΔ +0.7%
Columbus State Bank
Columbus, Texas
→
Assets: $301.59MΔ +0.7%
Sundown State Bank
Sundown, Texas
→
Assets: $302.50MΔ +1.0%
Llano National Bank
Llano, Texas
→
Assets: $296.14MΔ -1.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/12/1958 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78516 |
| State and County Number | 48215 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | McAllen-Edinburg-Mission, TX |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/06/2023 |
| Date of Deposit Insurance | 07/12/1958 |
| Primary Insurance Agency | DIF |
| Website | www.freedombanktexas.com |
| Data Updated | 01/30/2026 |
| CERT | 17881 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $301.60M |
| Total Deposits | $246.99M |
| Total Liabilities | $264.19M |
| Total Equity Capital | $37.41M |
| Net Income | $650.00k |
| Net Loans and Leases | $172.86M |
| Assets Per Employee ($Millions) | $5.39M |
| Bank Premises and Fixed Assets | $17.66M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $246.99M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 6.83% |
| Net Interest Margin | 4.06% |
| Efficiency Ratio | 77.63% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.405% |
| Earning Assets to total Assets | 90.19% |
Income and Expense
| Total Interest Income | $4.66M |
| Total Noninterest Income | $155.00k |
| Total Interest Expense | $1.91M |
| Total Noninterest Expense | $2.28M |
| Net Interest Income | $2.75M |
| Pre-tax Net Operating Income | $526.00k |
| Provision for Credit Losses | $106.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $822.00k |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $904.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.20M |
| Total Liabilities and Capital | $301.60M |
Securities
| Securities | $53.21M |
| Available-for-sale debt securities | $53.21M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Freedom Bank?
$301.60M as of the latest filing.
How much are Freedom Bank's total deposits?
$246.99M in total deposits.
Where is Freedom Bank located?
Alamo, TX.
What is the Net Interest Margin?
4.06%.
How many domestic offices does it operate?
5.
When was it established?
07/12/1958.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$172.86M (latest filing).
What is the total interest income (latest filing)?
$4.66M.