Belmont Savings Bank
Bellaire, OH
IDRSSD: 72678
Total Assets
$552.79M
Latest filing
Total Deposits
$440.38M
Latest filing
Net Interest Margin
2.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Belmont Savings Bank
426 34th Street
Bellaire, OH 43906
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1886FDIC Certificate 41182
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Belmont Savings Bank (Main) | 426 34th Street | Bellaire, OH |
| 215 WEST MAIN STREET BRANCH | 215 W Main St | St. Clairsville, OH |
| 298 HIGHWAY #7 BRANCH | 298 Sthwy 7 | Powhatan Point, OH |
| 915 EAST MAIN ST BRANCH | 915 E Main St | Barnesville, OH |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1886 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43906 |
| State and County Number | 39013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wheeling, WV-OH |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/07/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.bsb.bank |
| Data Updated | 11/14/2025 |
| CERT | 28348 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $552.79M |
| Total Deposits | $440.38M |
| Total Liabilities | $488.54M |
| Total Equity Capital | $64.24M |
| Net Income | $684.00k |
| Net Loans and Leases | $353.18M |
| Assets Per Employee ($Millions) | $10.84M |
| Bank Premises and Fixed Assets | $5.19M |
| Cash and Balances due from Depository Institutions | $14.54M |
| Deposits Held in Domestic Offices | $440.38M |
Key Performance Ratios
| Return on Assets (ROA) | 0.5% |
| Return on Equity (ROE) | 4.41% |
| Net Interest Margin | 2.45% |
| Efficiency Ratio | 77.12% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.622% |
| Earning Assets to total Assets | 91.71% |
Income and Expense
| Total Interest Income | $6.46M |
| Total Noninterest Income | $326.00k |
| Total Interest Expense | $3.39M |
| Total Noninterest Expense | $2.62M |
| Net Interest Income | $3.07M |
| Pre-tax Net Operating Income | $613.00k |
| Provision for Credit Losses | $165.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $908.00k |
| Other borrowed funds | $35.03M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $9.32M |
| All Other Liabilities | $3.81M |
| Total Liabilities and Capital | $552.79M |
Securities
| Securities | $141.32M |
| Available-for-sale debt securities | $141.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Belmont Savings Bank?
$552.79M as of the latest filing.
How much are Belmont Savings Bank's total deposits?
$440.38M in total deposits.
Where is Belmont Savings Bank located?
Bellaire, OH.
What is the Net Interest Margin?
2.45%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
0.5%.
How much are total loans and leases?
$353.18M (latest filing).
What is the total interest income (latest filing)?
$6.46M.