Belmont Savings Bank
Bellaire, OH
IDRSSD: 72678
Total Assets
$583.38M
Latest filing
Total Deposits
$469.49M
Latest filing
Net Interest Margin
2.38%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Belmont Savings Bank
426 34th Street
Bellaire, OH 43906
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1886FDIC Certificate 41182
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Belmont Savings Bank (Main) | 426 34th Street | Bellaire, OH |
| 215 WEST MAIN STREET BRANCH | 215 W Main St | St. Clairsville, OH |
| 298 HIGHWAY #7 BRANCH | 298 Sthwy 7 | Powhatan Point, OH |
| 915 EAST MAIN ST BRANCH | 915 E Main St | Barnesville, OH |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Federal Savings and Loan Association of Lorain
Lorain, Ohio
→
Assets: $562.90MΔ +1.8%
Kingston National Bank
Kingston, Ohio
→
Assets: $577.33MΔ +4.4%
Portage Community Bank
Ravenna, Ohio
→
Assets: $524.23MΔ -5.2%
The Savings Bank
Circleville, Ohio
→
Assets: $519.28MΔ -6.1%
The Andover Bank
Andover, Ohio
→
Assets: $586.71MΔ +6.1%
Buckeye State Bank
Powell, Ohio
→
Assets: $508.57MΔ -8.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1886 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43906 |
| State and County Number | 39013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wheeling, WV-OH |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/07/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.bsb.bank |
| Data Updated | 01/30/2026 |
| CERT | 28348 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $583.38M |
| Total Deposits | $469.49M |
| Total Liabilities | $518.81M |
| Total Equity Capital | $64.56M |
| Net Income | $-374,000 |
| Net Loans and Leases | $358.66M |
| Assets Per Employee ($Millions) | $11.91M |
| Bank Premises and Fixed Assets | $6.83M |
| Cash and Balances due from Depository Institutions | $39.25M |
| Deposits Held in Domestic Offices | $469.49M |
Key Performance Ratios
| Return on Assets (ROA) | -0.26% |
| Return on Equity (ROE) | -2.32% |
| Net Interest Margin | 2.38% |
| Efficiency Ratio | 111.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.067% |
| Earning Assets to total Assets | 91.83% |
Income and Expense
| Total Interest Income | $6.51M |
| Total Noninterest Income | $329.00k |
| Total Interest Expense | $3.40M |
| Total Noninterest Expense | $3.82M |
| Net Interest Income | $3.11M |
| Pre-tax Net Operating Income | $-550,000 |
| Provision for Credit Losses | $165.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $908.00k |
| Other borrowed funds | $36.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $9.32M |
| All Other Liabilities | $3.27M |
| Total Liabilities and Capital | $583.38M |
Securities
| Securities | $139.92M |
| Available-for-sale debt securities | $139.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Belmont Savings Bank?
$583.38M as of the latest filing.
How much are Belmont Savings Bank's total deposits?
$469.49M in total deposits.
Where is Belmont Savings Bank located?
Bellaire, OH.
What is the Net Interest Margin?
2.38%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
-0.26%.
How much are total loans and leases?
$358.66M (latest filing).
What is the total interest income (latest filing)?
$6.51M.