Kingston National Bank
Kingston, OH
IDRSSD: 966722
Total Assets
$577.33M
Latest filing
Total Deposits
$529.87M
Latest filing
Net Interest Margin
3.27%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Kingston National Bank
2 N Main St
Kingston, OH 45644
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1909FDIC Certificate 4432
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Kingston National Bank (Main) | 2 N Main St | Kingston, OH |
| ADELPHI BRANCH | 11811 Main Street | Adelphi, OH |
| MESSENGER SERVICE BRANCH | 2 N Main St | Kingston, OH |
| CLEARCREEK VALLEY BRANCH | 132 W Main St | Amanda, OH |
| SOUTH BLOOMFIELD BRANCH | 5101 S Union St S | South Bloomfield, OH |
| KINGSTON NATIONAL BANK BRANCH | 790 Western Ave | Chillicothe, OH |
| CIRCLEVILLE BRANCH | 301 N Court St | Circleville, OH |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45644 |
| State and County Number | 39141 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chillicothe, OH |
Operational Info
| Number of Employees | 83 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kingstonnationalbank.com |
| Data Updated | 11/14/2025 |
| CERT | 6616 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $577.33M |
| Total Deposits | $529.87M |
| Total Liabilities | $535.37M |
| Total Equity Capital | $41.96M |
| Net Income | $1.20M |
| Net Loans and Leases | $406.18M |
| Assets Per Employee ($Millions) | $7.04M |
| Bank Premises and Fixed Assets | $7.35M |
| Cash and Balances due from Depository Institutions | $12.11M |
| Deposits Held in Domestic Offices | $529.87M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 11.78% |
| Net Interest Margin | 3.27% |
| Efficiency Ratio | 69.81% |
| Tier 1 Risk-Based Capital Ratio | 12.507% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.268% |
| Earning Assets to total Assets | 94.09% |
Income and Expense
| Total Interest Income | $7.00M |
| Total Noninterest Income | $536.00k |
| Total Interest Expense | $2.60M |
| Total Noninterest Expense | $3.45M |
| Net Interest Income | $4.40M |
| Pre-tax Net Operating Income | $1.46M |
| Provision for Credit Losses | $31.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $759.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $19.76M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.74M |
| Total Liabilities and Capital | $577.33M |
Securities
| Securities | $114.51M |
| Available-for-sale debt securities | $114.34M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kingston National Bank?
$577.33M as of the latest filing.
How much are Kingston National Bank's total deposits?
$529.87M in total deposits.
Where is Kingston National Bank located?
Kingston, OH.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$406.18M (latest filing).
What is the total interest income (latest filing)?
$7.00M.