The Portage County Bank
Almond, WI
IDRSSD: 12647
Total Assets
$215.69M
Latest filing
Total Deposits
$180.13M
Latest filing
Net Interest Margin
3.60%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Portage County Bank
1155 County Road D
Almond, WI 54909
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1901FDIC Certificate 6401
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Portage County Bank (Main) | 1155 County Road D | Almond, WI |
| SARATOGA BRANCH | 9031 Highway 13 South | Wisconsin Rapids, WI |
| PLAINFIELD BRANCH | 123 W North St | Plainfield, WI |
| VERN HOLMES DRIVE BRANCH | 5417 Vern Holmes Dr | Stevens Point, WI |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54909 |
| State and County Number | 55097 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Stevens Point, WI |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.PORTAGECOUNTYBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 10012 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $215.69M |
| Total Deposits | $180.13M |
| Total Liabilities | $189.65M |
| Total Equity Capital | $26.04M |
| Net Income | $610.00k |
| Net Loans and Leases | $123.10M |
| Assets Per Employee ($Millions) | $5.68M |
| Bank Premises and Fixed Assets | $2.89M |
| Cash and Balances due from Depository Institutions | $19.21M |
| Deposits Held in Domestic Offices | $180.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.12% |
| Return on Equity (ROE) | 9.45% |
| Net Interest Margin | 3.6% |
| Efficiency Ratio | 68.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.073% |
| Earning Assets to total Assets | 94.42% |
Income and Expense
| Total Interest Income | $2.66M |
| Total Noninterest Income | $124.00k |
| Total Interest Expense | $809.00k |
| Total Noninterest Expense | $1.37M |
| Net Interest Income | $1.85M |
| Pre-tax Net Operating Income | $610.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.85M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $668.00k |
| Total Liabilities and Capital | $215.69M |
Securities
| Securities | $63.84M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $63.84M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Portage County Bank?
$215.69M as of the latest filing.
How much are The Portage County Bank's total deposits?
$180.13M in total deposits.
Where is The Portage County Bank located?
Almond, WI.
What is the Net Interest Margin?
3.60%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$123.10M (latest filing).
What is the total interest income (latest filing)?
$2.66M.