American Bank of Beaver Dam

Beaver Dam, WI
IDRSSD: 510648
Total Assets
$202.36M
Latest filing
Total Deposits
$181.48M
Latest filing
Net Interest Margin
4.12%
Profitability

Locations

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Main Office
American Bank of Beaver Dam
115 Front St
Beaver Dam, WI 53916
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/30/1891FDIC Certificate 3551

Branches (3)

Page 1 of 1
NameAddressCity / State
American Bank of Beaver Dam (Main)115 Front StBeaver Dam, WI
NORTHSIDE BRANCH1519 N Spring StBeaver Dam, WI
THE AMERICAN NATIONAL BANK BRANCH120 Frances LnBeaver Dam, WI
NECEDAH BRANCH212 S Main StNecedah, WI
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/30/1891
Community BankYes
Ownership TypeNot Mutual
ZIP53916
State and County Number55027
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameBeaver Dam, WI

Operational Info

Number of Employees34
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.americanbankbd.com
Data Updated11/14/2025
CERT5283
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$202.36M
Total Deposits$181.48M
Total Liabilities$183.49M
Total Equity Capital$18.87M
Net Income$553.00k
Net Loans and Leases$79.08M
Assets Per Employee ($Millions)$5.78M
Bank Premises and Fixed Assets$2.39M
Cash and Balances due from Depository Institutions$31.23M
Deposits Held in Domestic Offices$181.48M

Key Performance Ratios

Return on Assets (ROA)1.11%
Return on Equity (ROE)11.97%
Net Interest Margin4.12%
Efficiency Ratio64.26%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.25%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.326%
Earning Assets to total Assets96.1%

Income and Expense

Total Interest Income$2.56M
Total Noninterest Income$317.00k
Total Interest Expense$583.00k
Total Noninterest Expense$1.47M
Net Interest Income$1.97M
Pre-tax Net Operating Income$692.00k
Provision for Credit Losses$126.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.97M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.00M
Total Liabilities and Capital$202.36M

Securities

Securities$84.29M
Available-for-sale debt securities$83.99M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Bank of Beaver Dam?
$202.36M as of the latest filing.
How much are American Bank of Beaver Dam's total deposits?
$181.48M in total deposits.
Where is American Bank of Beaver Dam located?
Beaver Dam, WI.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
4.
When was it established?
06/30/1891.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$79.08M (latest filing).
What is the total interest income (latest filing)?
$2.56M.