Badger Bank

Fort Atkinson, WI
IDRSSD: 846945
Total Assets
$204.48M
Latest filing
Total Deposits
$168.92M
Latest filing
Net Interest Margin
3.90%
Profitability

Locations

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Main Office
Badger Bank
220 Grant St
Fort Atkinson, WI 53538
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/07/1884FDIC Certificate 1621

Branches (3)

Page 1 of 1
NameAddressCity / State
Badger Bank (Main)220 Grant StFort Atkinson, WI
JOHNSON CREEK BRANCH545 Village Walk LnJohnson Creek, WI
JEFFERSON BRANCH1003 S Main StJefferson, WI
CAMBRIDGE102 W Main StCambridge, WI
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/07/1884
Community BankYes
Ownership TypeNot Mutual
ZIP53538
State and County Number55055
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameWatertown-Fort Atkinson, WI

Operational Info

Number of Employees36
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.badgerbank.bank
Data Updated11/14/2025
CERT2469
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$204.48M
Total Deposits$168.92M
Total Liabilities$182.39M
Total Equity Capital$22.09M
Net Income$694.00k
Net Loans and Leases$134.15M
Assets Per Employee ($Millions)$5.53M
Bank Premises and Fixed Assets$4.06M
Cash and Balances due from Depository Institutions$10.58M
Deposits Held in Domestic Offices$168.92M

Key Performance Ratios

Return on Assets (ROA)1.38%
Return on Equity (ROE)12.89%
Net Interest Margin3.9%
Efficiency Ratio60.21%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.804%
Earning Assets to total Assets91.93%

Income and Expense

Total Interest Income$2.50M
Total Noninterest Income$400.00k
Total Interest Expense$707.00k
Total Noninterest Expense$1.32M
Net Interest Income$1.79M
Pre-tax Net Operating Income$852.00k
Provision for Credit Losses$21.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$11.50M
Federal Funds Sold & Reverse Repurchase Agreement$525.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.97M
Total Liabilities and Capital$204.48M

Securities

Securities$44.91M
Available-for-sale debt securities$44.41M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$500.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Badger Bank?
$204.48M as of the latest filing.
How much are Badger Bank's total deposits?
$168.92M in total deposits.
Where is Badger Bank located?
Fort Atkinson, WI.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
4.
When was it established?
01/07/1884.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$134.15M (latest filing).
What is the total interest income (latest filing)?
$2.50M.