Ergo Bank
Markesan, WI
IDRSSD: 599643
Total Assets
$261.03M
Latest filing
Total Deposits
$219.56M
Latest filing
Net Interest Margin
4.70%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075903763MARKESAN, WI
Key People
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Locations
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Main Office
Ergo Bank
86 E Water St
Markesan, WI 53946
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/20/1910FDIC Certificate 6394
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Ergo Bank (Main) | 86 E Water St | Markesan, WI |
| WILTON BRANCH | 406 Main Street | Wilton, WI |
| LOMIRA BRANCH | 250 Main Street | Lomira, WI |
| 314 WEST STATE STREET BRANCH | 314 West State Street | Fox Lake, WI |
| KENDALL BRANCH | 102 E South Railroad St | Kendall, WI |
| NORWALK BRANCH | 108 Main St | Norwalk, WI |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/20/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53946 |
| State and County Number | 55047 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/22/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ergobank.com |
| Data Updated | 01/30/2026 |
| CERT | 10004 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $261.03M |
| Total Deposits | $219.56M |
| Total Liabilities | $235.14M |
| Total Equity Capital | $25.89M |
| Net Income | $352.00k |
| Net Loans and Leases | $203.40M |
| Assets Per Employee ($Millions) | $4.83M |
| Bank Premises and Fixed Assets | $3.28M |
| Cash and Balances due from Depository Institutions | $8.38M |
| Deposits Held in Domestic Offices | $219.56M |
Key Performance Ratios
| Return on Assets (ROA) | 0.55% |
| Return on Equity (ROE) | 5.46% |
| Net Interest Margin | 4.7% |
| Efficiency Ratio | 70.38% |
| Tier 1 Risk-Based Capital Ratio | 10.605% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.47% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.92% |
| Earning Assets to total Assets | 91.93% |
Income and Expense
| Total Interest Income | $4.11M |
| Total Noninterest Income | $187.00k |
| Total Interest Expense | $1.32M |
| Total Noninterest Expense | $2.14M |
| Net Interest Income | $2.80M |
| Pre-tax Net Operating Income | $544.00k |
| Provision for Credit Losses | $302.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.24M |
| All Other Liabilities | $2.33M |
| Total Liabilities and Capital | $261.03M |
Securities
| Securities | $36.09M |
| Available-for-sale debt securities | $36.06M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ergo Bank?
$261.03M as of the latest filing.
How much are Ergo Bank's total deposits?
$219.56M in total deposits.
Where is Ergo Bank located?
Markesan, WI.
What is the Net Interest Margin?
4.70%.
How many domestic offices does it operate?
6.
When was it established?
01/20/1910.
What is the Return on Assets (ROA)?
0.55%.
How much are total loans and leases?
$203.40M (latest filing).
What is the total interest income (latest filing)?
$4.11M.